Nimas
Nimas is a relatively small medical aid with approximately 40,000 members. It was registered in 1971 and is administered by Metropolitan Health. They have a full range of options of which we are marketing the Quantum options because of their excellent value and definitely fit our value proposition for hospital plans with limited day-to-day options.
All benefits are pro-rated depending on when in the year one joins the scheme.
A member has the option of changing their plan without medical underwriting once per year effective from the 1st of January the following year.
Hospitalisation is covered at 100% of the NRHPL rate with no annual limit. It covers emergency evacuation and chronic medication from a Designated Service Provider. All day-to-day claims e.g. doctor’s consultations, medicines, etc, are paid from a generous medical fund which does not include a savings account.
Optional Additional Benefits
Top-Up Cover
This is an independent product that can be used to increase your hospital cover limits to R2,000,000.
Gap Cover
This independent cover will pay the additional amount charged by the surgeon and anaesthetist above the NHRPL rate up to a maximum of 3 X NHRPL rate. Learn more about GAP cover.
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