Oxygen Medical Aid

Oxygen is the fourth largest medical aid in South Africa and has the benefit of being backed by Old Mutual. It has approximately 230,000 lives covered with an excellent Global Credit Rating of A+. They are one of only a few schemes that combine traditional day-to-day cover with an overriding medical savings account, that is available should any provider benefit be exhausted. On all of the options we market, a premium is only payable for one child, so it is excellent value for large families.

All benefits are pro-rated depending on when in the year one joins the scheme.

A member has the option of changing their plan without medical underwriting once per year effective from the 1st of January the followithg year.

Oxygen Core Plus

This is one of very few medical aid options that cover hospital and related bills at 3 x NRPL rate (Private rate) with no annual limit. It also includes cover for chronic medication and emergency evacuation to a hospital.

Oxygen Standard

This is one of very few medical aid options that cover hospital and related bills at 3 x NRPL rate (Private rate) with no annual limit. It also includes cover for chronic medication and emergency evacuation to a hospital. All day-to-day claims e.g. doctor’s consultations, medicines, etc, are paid from specified benefits with an additional savings account. Claims submitted to the medical aid would first be paid out of the specified benefits until that is exhausted and then from the savings account. Any portion of the savings not used would be carried forward to the followithg year.

Oxygen Standard Plus

This is one of very few medical aid options that cover hospital and related bills at 3 x NRPL rate (Private rate) with no annual limit. It also includes cover for chronic medication and emergency evacuation to a hospital. All day-to-day claims e.g. doctor’s consultations, medicines, etc, are paid from specified benefits with an additional savings account. Claims submitted to the medical aid would first be paid out of the specified benefits until that is exhausted and then from the savings account. Any portion of the savings not used would be carried forward to the followithg year.

Oxygen Elite Plus

This is one of very few medical aid options that cover hospital and related bills at 3 x NRPL rate (Private rate) with no annual limit. It also includes cover for chronic medication and emergency evacuation to a hospital. All day-to-day claims e.g. doctor’s consultations, medicines, etc, are paid from specified benefits with an additional savings account. Claims submitted to the medical aid would first be paid out of the specified benefits until that is exhausted and then from the savings account. Any portion of the savings not used would be carried forward to the followithg year. It also has an extended chronic medication benefit which covers an additional 37 conditions.

Additional Benefits: Wellness Benefit

Level 1

• Compulsory baby immunizations, up to 18 months
• Flu vaccines once a year for 6-23 months and over 60s
• Malaria up to R600 per family per annum
• Pneumococcal vaccine for over 60s
• Blood sugar test, blood pressure, BMI & cholesterol test annually
• HIV test for over 16s every 5 years
• HIV accidental exposure & mother to baby exposure
• Antenatal classes, 2 pregnancy scans, antenatal vitamins & routine immunisation schedule
• International Emergency Rescue of R5 million per 90 day journey via Europ Assistance

Level 2

• Dental examination, dental infection control, fluoride treatment and de-scale and polish annually
• Eye examination at PPN optometrist every 24 months

Core Plus Level 1
Standard, Standard Plus & Elite Plus Level 1 & 2

Optional Additional Benefits

Oxygen Rewards Plus

• Pay a once of R700 joining fee for Virgin Active
• 35% discount on car rental at Imperial Car Rental
• 7% discount on British Airways domestic & regional flights
• Up to 50% off standard rates at Protea Hotels
• 10% discount on Chauffer Drive rates
• Complimentary makeover & photo shoot plus 20% discount on photo’s purchased at Picture Perfect
• One year PGA Club membership for R1,099

Gap Cover

This independent cover will pay the additional amount charged by the surgeon and anaesthetist above the NHRPL rate up to a maximum of 3 X NHRPL rate.