Bonitas Medical Aid Comparison - 2015 Plans

Bonitas  is the second largest medical aid scheme in SA. The fund covers in excess of 600 000 lives. It has been operating for more than 25 years and has an excellent Global Credit Rating of AA-.Both traditional and new generation products are available to members.

 
Bonitas
BonEssential Primary Bonsave
  Standard    
 
BONITAS
BONESSENTIAL
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R290 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 280,800  
  Psychiatric Treatment R 26,300  
  Hospice Care R 13,500  
       
       
       
       
       
       
       
       
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 

 
  Does not apply  
       
       
       
       
       
       
       
       
       
       
       
       
       
     
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 1,191  
  Spouse/Adult dependant R 991  
  Per Child R 349  
       
BONITAS
PRIMARY
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R310 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 280,800  
   Psychiatric Treatment R26,300  
   Hospice Care R13,500  
       
       
       
               
               
               
               
               
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Limits  per annum:  
  Member R 1,700  
  Member + 1 R 3,100  
  Member + 2 R 3,600  
  Member + 3 R 3,900  
  Member + 4 + R 4,250  
    Network GP Limit:  
  Member R 1,600  
  Member + 1 R 3,000  
  Member + 2 R3,500  
  Member + 3 R3,800  
  Member + 4 + R4,300  
     
     
       
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 1,550  
  Spouse/Adult dependant R 1,213  
  Per Child R 494  
     
BONITAS
BONSAVE
  IN HOSPITAL BENEFIT  
  150% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R310 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 280,800  
  Psychiatric Treatment R26,300  
  Hospice Care R13,500  
       
       
               
               
               
               
               
               
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Limits  per annum:  
  Member R 3,492  
  Member +Spouse R 6,192  
  Member +Spouse +Child 1 R 7,248  
  Member +Spouse +Child 2 R 8,304  
  Member +Spouse +Child 3 R 9,360  
  Member +Child 1 R 4,548  
       
       
       
       
       
       
  Plus Basic Dentistry  
     
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 1,711  
  Spouse/Adult dependant R 1,325  
  Per Child R 514  
     
.
 BONITAS
STANDARD
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  *R380 Take home medicine   
     
     
     
     
     
  Annual Sub-limits per person:  
  Psychiatric Treatment R 33,100
  Hospice Care R 13,500
  Oncology R 280,800
     
     
     
     
     
     
  CHRONIC MEDICATION BENEFIT  
  100% Medicine Price  
  27 PMB Chronic Disease Conditions  
  Additional 16 Chronic Disease  
  Conditions  
  Annual limit:  
  Single R 7,850  
  Per Family R 15,700  
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Day to Day benefits
 
  Member R 8,375  
  Member + 1 R 12,640  
  Member + 2 R 14,000  
  Member + 3 R 15,335  
  Member + 4 R 16,845  
       
  Network GP limit
 
  Member R 3,400  
  Member + 1 R 5,000  
  Member + 2 R 5,500  
  Member + 3 R 5,800  
  Member + 4 R 6,300  
       
  Other Day to Day limits:  
  Member R 4,975  
  Member + 1 R 7,640  
  Member + 2 R 8,500  
  Member + 3 R 9,535  
  Member + 4 R 10, 545  
       
  Annual Savings  
  Member R1,152  
  Spouse / Adult dependant R996  
  Per child R336  
       
  ANNUAL THRESHOLD BENEFIT  
   Does not apply    
       
       
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 2,406  
  Spouse/Adult dependant R 2,081  
  Per Child R 703  
               
     
     
 
 
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
       
       
               
               
   
 
 
 
 
 
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
     
       
       
       
     
     
       
       
       
       
     
     
 
 
     
     
     
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
               
               
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
     
       
       
     
     
     
       
       
       
       
       
     
 

For more detailed information on any of the above Bonitas plans, just click on the name of the relevant plan in the tables above. If you already know what you want, why not make use of our site to download the relevant Medical Aid Application form and then fax it back to us on 0866 200 320. Alternatively, if you would like us to confirm some of the finer details and/or pricing, just fill in our Medical Aid Quote Request form and we will get back to you promptly.

Finally, we invite you to contact us on +27 21 712-8866 at any point in your decision making process for further information on the Bonitas Medical Aids.