Bonitas Medical Aid Comparison - 2019 Plans

Bonitas is the second largest medical aid scheme in SA. The fund covers in excess of 600 000 lives. It has been operating for more than 25 years and has an excellent Global Credit Rating of AA-.Both traditional and new generation products are available to members.

 
Bonitas
BonEssential Primary Bonsave
  Standard    
 
BONITAS
BONESSENTIAL
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R380 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 344,500  
  Psychiatric Treatment R 32,210  
  Hospice Care Unlimited  
       
       
       
       
       
       
       
       
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 

 
  Does not apply except for  
       
    6 Antenatal consultations  
    4 postnatal consultations,  
    with Midwife, 2 scans,  
    1 amniocentesis.  
       
    R910 Wellness Extender Benefit per  
    family for GP, Physiotherapy,  
    Biokineticist, Dietician visits  
       
       
       
       
       
       
       
       
     
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 1,731  
  Spouse/Adult dependant R 1,324  
  Per Child R 507  
       
BONITAS
PRIMARY
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R380 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 165,500  
   Psychiatric Treatment R15,830  
   Hospice Care R16,550  
       
       
       
               
               
               
               
               
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Limits  per annum:  
  Member R 2,310  
  Member + 1 R 4,140  
  Member + 2 R 4,860  
  Member + 3 R 5,230  
  Member + 4 + R 5,660  
    Network GP Limit:  
  Member R 1,900  
  Member + 1 R 3,490  
  Member + 2 R4,130  
  Member + 3 R4,440  
  Member + 4 + R5,030  
     
  Once Annual Day to Day Benefit is  
  exhausted, there is R1,270 Wellness  
  Extender Benefit for GP, Physiotherapy  
  Biokineticist, Dietician visits  
       
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 2,240  
  Spouse/Adult dependant R 1,752  
  Per Child R 713  
     
BONITAS
BONSAVE
  IN HOSPITAL BENEFIT  
  150% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R380 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 344,500  
  Psychiatric Treatment R32,210  
  Hospice Care R16,550  
       
       
               
               
               
               
               
               
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Limits  per annum:  
  Member R 4,776  
  Member +Spouse R 8,472  
  Member +Spouse +Child 1 R 9,900  
  Member +Spouse +Child 2 R 11,328  
  Member +Spouse +Child 3 R 12,756  
  Member +Child 1 R 6,204  
  Member +Child 2 R 7,623  
  Member +Child 3 R 9,060  
       
       
       
     
   Once Annual Day to Day Benefit is  
   exhausted, there is R1,270 Wellness  
   Extender Benefit for GP, Physiotherapy  
  Biokineticist, Dietician visits   
     
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 2,486  
  Spouse/Adult dependant R 1,952  
  Per Child R 744  
     
.
 BONITAS
STANDARD
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  *R465 Take home medicine   
     
     
     
     
     
  Annual Sub-limits per person:  
  Psychiatric Treatment R 40,600
  Hospice Care R 16,550
  Oncology R 344,500
     
     
     
     
     
     
  CHRONIC MEDICATION BENEFIT  
  100% Medicine Price  
  27 PMB Chronic Disease Conditions  
  Additional 18 Chronic Disease  
  Conditions  
  Annual limit:  
  Single R 9,610  
  Per Family R 19,280  
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Day to Day benefits
 
  Member R 5,820  
  Member + 1 R 8,850  
  Member + 2 R 10,240  
  Member + 3 R 11,180  
  Member + 4 + R 12,180  
       
  Network GP limit
 
  Member R 4,170  
  Member + 1 R 6,110  
  Member + 2 R 6,770  
  Member + 3 R 7,110  
  Member + 4 + R 7,720  
       
  Once Annual Day to Day Benefit is   
   exhausted, there is R1,750 Wellness  
  Extender Benefit for GP, Physiotherapy  
   Biokineticist, Dietician visits  
     
     
       
       
       
     
       
       
  ANNUAL THRESHOLD BENEFIT  
   Does not apply    
       
       
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 3,556  
  Spouse/Adult dependant R 3,083  
  Per Child R 1,043  
               
     
 
 
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
       
       
               
               
   
 
 
 
 
 
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
     
       
       
       
     
     
       
       
       
     
     
 
 
     
     
     
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
               
               
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
     
       
       
     
     
     
       
       
       
       
     
 

For more detailed information on any of the above Bonitas plans, just click on the name of the relevant plan in the tables above. If you already know what you want, why not make use of our site to download the relevant Medical Aid Application form and then fax it back to us on 0866 200 320. Alternatively, if you would like us to confirm some of the finer details and/or pricing, just fill in our Medical Aid Quote Request form and we will get back to you promptly.

Finally, we invite you to contact us on +27 21 712-8866 at any point in your decision making process for further information on the Bonitas Medical Aids.