Bonitas Medical Aid Comparison - 2016 Plans

Bonitas  is the second largest medical aid scheme in SA. The fund covers in excess of 600 000 lives. It has been operating for more than 25 years and has an excellent Global Credit Rating of AA-.Both traditional and new generation products are available to members.

 
Bonitas
BonEssential Primary Bonsave
  Standard    
 
BONITAS
BONESSENTIAL
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R325 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 295,400  
  Psychiatric Treatment R 27,650  
  Hospice Care R 14,200  
       
       
       
       
       
       
       
       
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 

 
  Does not apply except for  
       
    6 Antenatal consultations  
    4 postnatal consultations,  
    with Midwife, 2 scans,  
    1 amniocentesis.  
       
       
       
       
       
       
       
       
     
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 1,316  
  Spouse/Adult dependant R 1,007  
  Per Child R 386  
       
BONITAS
PRIMARY
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R325 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 142,000  
   Psychiatric Treatment R13,550  
   Hospice Care R14,200  
       
       
       
               
               
               
               
               
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Limits  per annum:  
  Member R 1,800  
  Member + 1 R 3,250  
  Member + 2 R 3,800  
  Member + 3 R 4,100  
  Member + 4 + R 4,450  
    Network GP Limit:  
  Member R 1,700  
  Member + 1 R 3,150  
  Member + 2 R3,700  
  Member + 3 R4,000  
  Member + 4 + R4,500  
     
     
       
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 1,719  
  Spouse/Adult dependant R 1,345  
  Per Child R 548  
     
BONITAS
BONSAVE
  IN HOSPITAL BENEFIT  
  150% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R325 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 295,400  
  Psychiatric Treatment R27,650  
  Hospice Care R14,200  
       
       
               
               
               
               
               
               
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Limits  per annum:  
  Member R 3,672  
  Member +Spouse R 6,516  
  Member +Spouse +Child 1 R 7,620  
  Member +Spouse +Child 2 R 8,724  
  Member +Spouse +Child 3 R 9,828  
  Member +Child 1 R 4,776  
       
       
       
       
       
       
     
     
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 1,908  
  Spouse/Adult dependant R 1,478  
  Per Child R 572  
     
.
 BONITAS
STANDARD
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  *R400 Take home medicine   
     
     
     
     
     
  Annual Sub-limits per person:  
  Psychiatric Treatment R 34,800
  Hospice Care R 14,200
  Oncology R 295,400
     
     
     
     
     
     
  CHRONIC MEDICATION BENEFIT  
  100% Medicine Price  
  27 PMB Chronic Disease Conditions  
  Additional 17 Chronic Disease  
  Conditions  
  Annual limit:  
  Single R 8,250  
  Per Family R 16,500  
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Day to Day benefits
 
  Member R 4,020  
  Member + 1 R 6,140  
  Member + 2 R 6,590  
  Member + 3 R 7,110  
  Member + 4 R 7,600  
       
  Network GP limit
 
  Member R 3,580  
  Member + 1 R 5,260  
  Member + 2 R 5,790  
  Member + 3 R 6,100  
  Member + 4 R 6,630  
       
     
       
       
       
       
       
       
  Annual Savings  
  Member R1,212  
  Spouse / Adult dependant R1,056  
  Per child R360  
       
  ANNUAL THRESHOLD BENEFIT  
   Does not apply    
       
       
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 2,683  
  Spouse/Adult dependant R 2,321  
  Per Child R 784  
               
     
     
 
 
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
       
       
               
               
   
 
 
 
 
 
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
     
       
       
       
     
     
       
       
       
       
     
     
 
 
     
     
     
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
               
               
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
     
       
       
     
     
     
       
       
       
       
       
     
 

For more detailed information on any of the above Bonitas plans, just click on the name of the relevant plan in the tables above. If you already know what you want, why not make use of our site to download the relevant Medical Aid Application form and then fax it back to us on 0866 200 320. Alternatively, if you would like us to confirm some of the finer details and/or pricing, just fill in our Medical Aid Quote Request form and we will get back to you promptly.

Finally, we invite you to contact us on +27 21 712-8866 at any point in your decision making process for further information on the Bonitas Medical Aids.