Bonitas Medical Aid Comparison - 2018 Plans

Bonitas  is the second largest medical aid scheme in SA. The fund covers in excess of 600 000 lives. It has been operating for more than 25 years and has an excellent Global Credit Rating of AA-.Both traditional and new generation products are available to members.

 
Bonitas
BonEssential Primary Bonsave
  Standard    
 
BONITAS
BONESSENTIAL
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R360 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 328,100  
  Psychiatric Treatment R 30,680  
  Hospice Care R 15,760  
       
       
       
       
       
       
       
       
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 

 
  Does not apply except for  
       
    6 Antenatal consultations  
    4 postnatal consultations,  
    with Midwife, 2 scans,  
    1 amniocentesis.  
       
    R860 Wellness Extender Benefit per  
    family for GP, Physiotherapy,  
    Biokineticist, Dietician visits  
       
       
       
       
       
       
       
     
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 1,604  
  Spouse/Adult dependant R 1,227  
  Per Child R 470  
       
BONITAS
PRIMARY
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R360 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 157,600  
   Psychiatric Treatment R15,080  
   Hospice Care R15,760  
       
       
       
               
               
               
               
               
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Limits  per annum:  
  Member R 2,010  
  Member + 1 R 3,600  
  Member + 2 R 4,230  
  Member + 3 R 4,550  
  Member + 4 + R 4,920  
    Network GP Limit:  
  Member R 1,900  
  Member + 1 R 3,490  
  Member + 2 R4,130  
  Member + 3 R4,440  
  Member + 4 + R5,030  
     
  Once Annual Day to Day Benefit is  
  exhausted, there is R1,210 Wellness  
  Extender Benefit for GP, Physiotherapy  
  Biokineticist, Dietician visits  
       
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 2,076  
  Spouse/Adult dependant R 1,624  
  Per Child R 661  
     
BONITAS
BONSAVE
  IN HOSPITAL BENEFIT  
  150% Scheme Rate  
  No Overall Annual Limit  
  Co-payments apply for certain  
  procedures  
  *R360 Take Home Medicine  
  Annual Sub-limits:  
  Oncology R 328,100  
  Psychiatric Treatment R30,680  
  Hospice Care R15,760  
       
       
               
               
               
               
               
               
               
               
  CHRONIC MEDICATION BENEFIT  
  100% Scheme Rate  
  27 PMB Chronic Disease Conditions  
  Subject to scheme formulary,  
  only from Pharmacy Direct  
               
               
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Limits  per annum:  
  Member R 4,428  
  Member +Spouse R 7,860  
  Member +Spouse +Child 1 R 9,192  
  Member +Spouse +Child 2 R 10,524  
  Member +Spouse +Child 3 R 11,856  
  Member +Child 1 R 5,760  
  Member +Child 2 R 7,092  
  Member +Child 3 R 8,424  
       
       
       
     
   Once Annual Day to Day Benefit is  
   exhausted, there is R1,210 Wellness  
   Extender Benefit for GP, Physiotherapy  
  Biokineticist, Dietician visits   
     
  ANNUAL THRESHOLD BENEFIT  
  Does not apply  
     
     
     
     
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 2,304  
  Spouse/Adult dependant R 1,785  
  Per Child R 690  
     
.
 BONITAS
STANDARD
  IN HOSPITAL BENEFIT  
  100% Scheme Rate  
  No Overall Annual Limit  
  *R445 Take home medicine   
     
     
     
     
     
  Annual Sub-limits per person:  
  Psychiatric Treatment R 38,670
  Hospice Care R 15,760
  Oncology R 328,100
     
     
     
     
     
     
  CHRONIC MEDICATION BENEFIT  
  100% Medicine Price  
  27 PMB Chronic Disease Conditions  
  Additional 18 Chronic Disease  
  Conditions  
  Annual limit:  
  Single R 9,150  
  Per Family R 18,360  
               
  ANNUAL DAY TO DAY BENEFIT
(including savings)
 
 
100% Scheme Rate
 
  Day to Day benefits
 
  Member R 5,232  
  Member + 1 R 7,970  
  Member + 2 R 9,214  
  Member + 3 R 10,062  
  Member + 4 + R 10,966  
       
  Network GP limit
 
  Member R 3,750  
  Member + 1 R 5,500  
  Member + 2 R 6,100  
  Member + 3 R 6,400  
  Member + 4 + R 6,950  
       
  Once Annual Day to Day Benefit is   
   exhausted, there is R1,670 Wellness  
  Extender Benefit for GP, Physiotherapy  
   Biokineticist, Dietician visits  
     
     
       
       
       
     
       
       
  ANNUAL THRESHOLD BENEFIT  
   Does not apply    
       
       
     
  MONTHLY CONTRIBUTIONS  
  Principal Member R 3,265  
  Spouse/Adult dependant R 2,831  
  Per Child R 958  
               
     
     
 
 
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
     
       
       
               
               
   
 
 
 
 
 
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
     
       
       
       
     
     
       
       
       
       
     
     
 
 
     
     
     
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
               
               
     
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
     
       
       
     
     
     
       
       
       
       
       
     
 

For more detailed information on any of the above Bonitas plans, just click on the name of the relevant plan in the tables above. If you already know what you want, why not make use of our site to download the relevant Medical Aid Application form and then fax it back to us on 0866 200 320. Alternatively, if you would like us to confirm some of the finer details and/or pricing, just fill in our Medical Aid Quote Request form and we will get back to you promptly.

Finally, we invite you to contact us on +27 21 712-8866 at any point in your decision making process for further information on the Bonitas Medical Aids.