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FedHealth Medical Aid Comparisons – 5 Medical Aid Plans Compared

FedHealth Medical Aid Comparisons – 2024 Plans

FedHealth Medical Aid Comparisons: Fedhealth is a well-established medical aid registered in 1969, it covers close to 200,000 lives and has one of the highest Global Credit Ratings at AA-.

Fedhealth has a range of new generation schemes covering hospital and related bills at 3 x NHRPL (National Health Reference Price List) rate (Private Rate). More about Fedhealth.

The Fedhealth Medical Scheme has over eight decades’ experience in taking care of the medical aid needs of South African families.

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Compare Fedhealth’s latest 2024 plan updates in the tables below.

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Fedhealth Medical Aid PlansCompare 5 Medical Aid Plans – 2024 Updates

Table Of ContentsFedhealth medical aid

Click/Tap on the links below to scroll to your table of interest.

    1. My Fed – Network Plan
    2. Flexifed 3 – Grid Hospital Plan
    3. Flexifed 3 – Any Hospital Plan/Day To Day Cover
    1. Flexifed 4 – Any Hospital Plan/Day To Day Cover
    2. Flexifed Savvy – Hospital Plan – PMB Cover Only
Column 1 Column 2 Column 3 Column 4 Column 5 Column 6 Column 7

MY FED - NETWORK PLAN
Monthly Contributions
Income p/m R0 - R6251
*
 R6252 - R8550
**
 R8551 - R10219
***
 R10220 - R12622
****
 R12623 - R14226
*****
 R14427+
******
Main Member R1 590
*
 R1 622
**
 R1 936
***
 R2 713
****
 R3 448
*****
 R4 676
******
Spouse/
Adult
dependent		 R1 590
*
 R1 622
**
 R1 681
***
 R2 368
****
 R2 842
*****
 R4 260
******
Child (Max 3) R677
*
 R750
**
 R946
***
 R1 041
****
 R1 347
*****
 R1 782
******
Benefits
100% scheme rate in-hospital: Network hospitals to be used.
R14 700 co-payment on voluntary non-network admissions.
7 days take home medicine.
Oncology: PMB: Only at DSP.
27 Chronic benefits: subject to scheme formulary must use DSP.
MRI/CT scans: As part of hospital procedure: needs authorisation.
GP visits unlimited if at network provider.
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Column 1 Column 2 Column 3

FLEXIFED 3 - GRID HOSPITAL PLAN
Contributions/Day to Day
Monthly Contributions Total annual day to day limit
Main Member R3 404 R7 000
Spouse/Adult dependent R3 122 R13 000
Child (Max 3) R1 207 R14 800
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 DSP only.
27 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: :R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3

FLEXIFED 3 - GRID HOSPITAL PLAN
Contributions/Savings/Day to Day/Annual Threshold
Monthly Contributions * Total annual day to day limit **
Main Member R3 404 * R7 000 **
Spouse/Adult dependent R3 122 * R13 000 **
Child (Max 3) R1 207 * R14 800 **
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 DSP only.
27 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: :R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 4

FLEXIFED 3 - ANY HOSPITAL PLAN/DAY TO DAY COVER
Contributions/Day to Day/Annual Threshold
Monthly Contributions Total annual day to day limit Annual Threshold
Main Member R3 796 Member - R11 220 Member - R7 000
Spouse/Adult dependent R3 477 Member +1 - R21 492 Member +1 - R13 000
Child (Max 3) R1 345 Member +2 - R26 004 Member +2 - R14 800
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 DSP only.
34 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 3

FLEXIFED 3 - ANY HOSPITAL PLAN/DAY TO DAY COVER
Contributions/Day to Day/Annual Threshold
Monthly Contributions * Total annual day to day limit ** Annual Threshold ***
Main Member R3 796 * Member - R11 220 ** Member - R7 000 ***
Spouse/Adult dependent R 3477 * Member +1 - R21 492 ** Member +1 - R13 000 ***
Child (Max 3) R1 345 * Member +2 - R26 004 ** Member +2 - R14 800 ***
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 DSP only.
27 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 4

FLEXIFED 4 - ANY HOSPITAL PLAN/DAY TO DAY COVER
Contributions/Day to Day/Annual Threshold
Monthly Contributions Total annual day to day limit Annual Threshold
Main Member R5 081 Member - R15 012 Member - R18 500
Spouse/Adult dependent R4 637 Member +1 - R28 716 Member +1 - R33 700
Child (Max 3) R1 528 Member +2 - R33 240 Member +2 - R38 200
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R499 100 DSP only.
45 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 4

FLEXIFED 4 - ANY HOSPITAL PLAN/DAY TO DAY COVER
Contributions/Day to Day/Annual Threshold
Monthly Contributions * Total annual day to day limit ** Annual Threshold ***
Main Member R5 081 * Member - R15 012 ** Member - R18 500 ***
Spouse/Adult dependent R4 637 * Member +1 - R28 716 ** Member +1 - R33 700 ***
Child (Max 3) R1 528 * Member +2 - R33 240 ** Member +2 - R38 200 ***
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R499 100 DSP only.
45 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3 Column 4

FLEXIFED SAVVY - HOSPITAL PLAN - PMB COVER ONLY
Monthly Contributions
Main Member R965 --- ---
Spouse/Adult dependent R965 --- ---
Child (Max 3) R709 --- ---
Benefits
100% Scheme rate: Network hospitals only..
Co-payments apply for the usage of non-network hospitals.
Unlimited cover for network specialists and GP's in-hospital.
Oncology: PMB only.
27 PMB Chronic benefits: subject to scheme formulary, must use DSP.
Unlimited virtual GP consultations, and 3 face to face consultations.
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