Sirago Gap Cover 2020
Sirago Gap Cover offers a variety of products tailored for South African families and individuals.
Sirago Gap Cover is one of the leading underwriting manager in South Africa:
- Sirago provides comprehensive cover to suit every family or individual.
- Government employee cover.
- Employer group cover.
- A wide range of competitive and affordable Gap Cover products.
Want to find out more? Contact us at IHS today!

Here are some examples of when Gap Cover will step in to cover the cost:
- Shortfalls – when your medical aid scheme pays only a proportion of the costs of hospitalisation or on-going treatment.
- Co-payments – when there is excess due from the patient and only the balance of the cost is carried by the medical aid.
- Sub-limits – when cover is limited to a certain amount by the medical aid and the patient pays the balance.
- Cancer treatment – benefits apply once your Medical Aid Scheme Oncology benefit limit has been reached.
For more information about which Gap Cover product is suitable for your needs, feel free to contact one of our advisers +27 21 712 8866 for further advice.