Best Hospital Plans In South Africa 2024

Choosing The Best Hospital Plan

Before you consider the benefits and monthly premium costs of the best hospital plans South Africa, which we have given below. It is important to understand the following two major factors:

1. 1. We recommend that you only use a medical scheme with sufficient ‘critical mass’ of members. This enables it to withstand a barrage of major medical claims (all the schemes we list below fall into this category) and secondly and of equal importance,
   2. We have excluded all hospital plans registered under the Short-Term Insurance Act. These plans, often sold by banking institutions, will offer much lower benefits than hospital plans offered by the Medical Aid Schemes,
   3. This is due to the high commissions they pay out in comparison with Medical Aid Schemes, and partly because they are not obligated to pay the minimum requirements laid down under the Medical Schemes Act.

Best Hospital Plans In South Africa – Comparison Tables

Follow the links below to compare all the best hospital plans in South Africa, conveniently laid out in table format:

• 7 Hospital Plans Compared
• 12 Hospital Plans With Savings Compared
• 3 Comprehensive Plans compared
• 4 Gp Network Plans Compared
• 4 Hospital Plans With Day-to-Day Cover Compared

The Top Hospital Plans In South Africa

The Medical Aid Schemes which offer the best hospital plans in South Africa, together with the names of the options under which they offer these plans, are as follows:

Discovery Health
Classic Core, Coastal Core, Essential Core, Classic Delta, Essential Delta, Keycare Core Network Option.

Fedhealth
Maxima Entryzone (network hospitals only), Maxima Core.

Bonitas
Essential Option

Momentum Health
Various Custom Options, depending on hospital choice.

All the above best hospital plans in South Africa provide cover of at least 100% of the scheme rates.