Hospital Plan With Savings

Hospital Plan with Savings – 2020 Comparisons

Hospital Plan with Savings: These “hospital plans with savings” provide cover for services rendered in hospitals (both hospital and specialists incl.) and further provide a member with a limited savings account (normally available upfront) for day-to-day expenses (eg. GP, medicines, dentist,etc.).

Once the savings account is exhausted, the member needs to pay for their day-to-day expenses from his/her pocket.

hospital plan with savings south africa doctor with piggy bank

In the event of a Hospital Plan with Savings member not utilising the entire savings available for the year, the remaining balance will be carried forward to the following medical aid year.

View our latest 2020 plan updates below.

Get Free Medical Aid Quote Comparisons?

Hospital Plan With Savings2020 Comparisons Made Easy!

BONITAS
BON SAVE - Hospital Plan with Savings
MONTHLY CONTRIBUTIONS
Principal Member R 2,723
Spouse/Adult Dependant R 2,109
Per Child (Max 3) R 815



IN HOSPITAL BENEFIT
2020 BENEFITS
150% Scheme Rate
No Overall Annual Limit
Co-payments apply for certain procedures.
*R390 Take home medicine.
Annual Sub-limits per person:
Psychiatric Treatment
R 32,210
Hospice Care
R 16,880
Oncology
R 344,500






CHRONIC MEDICATION
100% Scheme Rate
27 PMB Chronic Disease Conditions.
Subject to scheme formulary.
Only from Pharmacy Direct.






ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 6,372
Member + Spouse R 11,304
Member + Spouse + Child 1 R 13,212
Member + Spouse + Child 2 R 15,120
Member + Spouse + Child 3 R 17,028
Member + Child 1 R 8,280
Member + Child 2 R 10,188
Member + Child 3 R 12,096



Once Annual Day to Day Benefit is exhausted
there is a R1 270 Wellness Extender Benefit
for GP, Physiotherapy, Biokineticist, Dietician visits.









ANNUAL THRESHOLD
Does not apply






DISCOVERY
COASTAL SAVER - Hospital Plan with Savings
MONTHLY CONTRIBUTIONS
Principal Member R 2,608
Spouse/Adult Dependant R 1,962
Per Child (Max 3) R 1,053



IN HOSPITAL BENEFIT
2020 BENEFITS
100% Scheme Rate
No Overall Annual Limit
Network Hospitals to be used.



Annual Sub-limits per person:
Psychiatric Treatment
21 days
Hospice Care
R 68,100
Oncology R 200 000 thereafter 20% co-payment.
Internal Prostheses: See detailed benefit schedule.



CHRONIC MEDICATION
100% Scheme Rate
27 PMB Chronic Disease Conditions.
Subject to scheme formulary.

ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 6,252
Member + Spouse R 10,956
Member + Spouse + Child 1 R 13,476
Member + Spouse + Child 2 R 15,996
Member + Spouse + Child 3 R 18,516
Member + Child 1 R 8,772
Member + Child 2 R 11,292
Member + Child 3 R 13,812



Day-to-day Extender Benefit


ANNUAL THRESHOLD
Does not apply






DISCOVERY
CLASSIC SAVER - Hospital Plan with Savings
MONTHLY CONTRIBUTIONS
Principal Member R 3,290
Spouse/Adult Dependant R 2,596
Per Child (Max 3) R 1,318



IN HOSPITAL BENEFIT
2020 BENEFITS
200% Scheme Rate
No Overall Annual Limit
Network Hospitals to be used.



Annual Sub-limits per person:
Psychiatric Treatment
21 days
Hospice Care
R 68,100
Oncology R 200 000 thereafter 20% co-payment.
Internal Prostheses: See detailed benefit schedule.



CHRONIC MEDICATION
100% Scheme Rate
27 PMB Chronic Disease Conditions.
Subject to scheme formulary.

ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 9,864
Member + Spouse R 17,652
Member + Spouse + Child 1 R 21,600
Member + Spouse + Child 2 R 25,548
Member + Spouse + Child 3 R 29,496
Member + Child 1 R 13,812
Member + Child 2 R 17,760
Member + Child 3 R 21,708



Day-to-day Extender Benefit


ANNUAL THRESHOLD
Does not apply






DISCOVERY
CLASSIC DELTA SAVER - Hospital Plan with Savings
MONTHLY CONTRIBUTIONS
Principal Member R 2,628
Spouse/Adult Dependant R 2,076
Per Child (Max 3) R 1,056



IN HOSPITAL BENEFIT
2020 BENEFITS
200% Scheme Rate
No Overall Annual Limit
Network Hospitals to be used.



Annual Sub-limits per person:
Psychiatric Treatment
21 days
Hospice Care
R 68,100
Oncology R 200 000 thereafter 20% co-payment.
Internal Prostheses: See detailed benefit schedule.



CHRONIC MEDICATION
100% Scheme Rate
27 PMB Chronic Disease Conditions.
Subject to scheme formulary.
Only from MedXpress.
ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 7,884
Member + Spouse R 14,112
Member + Spouse + Child 1 R 17,280
Member + Spouse + Child 2 R 20,448
Member + Spouse + Child 3 R 23,616
Member + Child 1 R 11,052
Member + Child 2 R 14,220
Member + Child 3 R 17,388



Day-to-day Extender Benefit


ANNUAL THRESHOLD
Does not apply






DISCOVERY
ESSENTIAL SAVER - Hospital Plan with Savings
MONTHLY CONTRIBUTIONS
Principal Member R 2,615
Spouse/Adult Dependant R 1,961
Per Child (Max 3) R 1,048



IN HOSPITAL BENEFIT
2020 BENEFITS
100% Scheme Rate
No Overall Annual Limit




Annual Sub-limits per person:
Psychiatric Treatment
21 days
Hospice Care
R 68,100
Oncology R 200 000 thereafter 20% co-payment.
Internal Prostheses: See detailed benefit schedule.



CHRONIC MEDICATION
100% Scheme Rate
27 PMB Chronic Disease Conditions.
Subject to scheme formulary.

ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 4,704
Member + Spouse R 8,232
Member + Spouse + Child 1 R 10,116
Member + Spouse + Child 2 R 12,000
Member + Spouse + Child 3 R 13,884
Member + Child 1 R 6,588
Member + Child 2 R 8,472
Member + Child 3 R 10,356



Day-to-day Extender Benefit


ANNUAL THRESHOLD
Does not apply






FEDHEALTH
FLEXIFED 4 ANY - Hospital Plan/Day to Day Cover
Note: Replaced FedHealth Maxima Standard
MONTHLY CONTRIBUTIONS
Principal Member R 3,367
Spouse/Adult Dependant R 3,054
Per Child (Max 3) R 1,036



IN HOSPITAL BENEFIT
2020 BENEFITS
100% Scheme Rate
No Overall Annual Limit
Co-payments are due for certain procedures
(eg: R2 400 for Arthroscopy)
*30 days Post Hospital Cover
*7 days Take Home Medicine
*Emergency Trauma at Out Patients
Psychiatric Treatment
R 26,200
Hospice Care
R 32,300
Oncology (only at DSP)
R 464,700
Internal Prosthesis
R 26,100
CHRONIC MEDICATION
100% Scheme Rate
43 Chronic Disease Conditions.
Subject to Intermediate Scheme formulary.
Only from Medi-Rite, Clicks, Dis-Chem &
Pharmacy Direct.



ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Member
R 300
Spouse
R 264
Per Child (Max 3)
R 96
MediVault Savings amounts are not pro-rated and can be
transferred to your Wallet at any time and paid back
interest-free over a period of 12 months:
Member
Member + 1
Member + 2
Member + 2 +


Unlimited Network GP Benefit


ANNUAL THRESHOLD
Member
R 14,400
Member + 1
R 25,800
Member + 2
R 29,400
Member + 2 +
R 33,000
HEALTH SQUARED
MILLENNIUM - Comprehensive Plan
MONTHLY CONTRIBUTIONS
Principal Member R 5,941
Spouse/Adult Dependant R 5,086
Per Child (Max 2) R 1,384



IN HOSPITAL BENEFIT
2020 BENEFITS
100% Scheme Rate
No Overall Annual Limit

Co-payments are due for certain procedures
(eg: R4 000 Arthroscopy)
*7 days Take Home Medicine
*Contracted Specialists paid at 100% Scheme Rate
Annual Sub-limits per person:
Psychiatric Treatment (per family)
R 21,711
Hospice Care (per family)
18 days
Oncology (Subject to ICON network
Unlimited
and scheme protocols)

Internal Prosthesis: Subject to sub-limits & scheme protocols

CHRONIC MEDICATION
100% Medicine Price
57 Chronic Disease Conditions.
Subject to scheme formulary.
Annual Limit:
Single
R 3,067
Per family
R 6,147
ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 10,692
Member + Spouse R 19,836
Member + Spouse + Child 1 R 22,320
Member + Spouse + Child 2 R 24,804
Member + Spouse + Child 3 R 27,288
Member + Child 1 R 13,176
Member + Child 2 R 15,660
Member + Child 3 R 18,144













ANNUAL THRESHOLD
Principal Member R 6,417
Spouse/Adult Dependant R 5,473
Per Child R 897
MEDIHELP
PRIME 2 - Hospital Plan with Savings
MONTHLY CONTRIBUTIONS
Principal Member R 2,772
Spouse/Adult Dependant R 2,280
Per Child (Max 2) R 828



IN HOSPITAL BENEFIT
2020 BENEFITS
100% Scheme Rate
No Overall Annual Limit
Co-payments on specified procedures may apply.
(eg. Arthroscopy R2 750 at a Day Clinic and
R3 850 in Hospital)



*30 days Post Hospital Cover limited to R1 800 single
member and R2 500 per family per annum.
Annual Sub-limits per person:
Psychiatric Treatment (per family)
R 33,500
Hospice Care
Unlimited
Oncology (PMB)
Unlimited
Oncology (non PMB)
R 231,800
CHRONIC MEDICATION
100% Scheme Rate
26 Chronic Disease Conditions.
Subject to scheme formulary.
Only from a DSP.






ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 4,968
Member + Spouse R 9,072
Member + Spouse + Child 1 R 10,512
Member + Spouse + Child 2 R 11,952
Member + Spouse + Child 3 R 11,952
Member + Child 1 R 6,408
Member + Child 2 R 7,848
Member + Child 3 R 7,848















ANNUAL THRESHOLD
Does not apply






MEDIHELP
UNIFY - Hospital Plan with Savings
MONTHLY CONTRIBUTIONS
Principal Member R 2,598
Spouse/Adult Dependant R 2,136
Per Child (Max 2) R 780



IN HOSPITAL BENEFIT
2020 BENEFITS
100% Scheme Rate
No Overall Annual Limit
Co-payments on specified procedures may apply.
(eg. Arthroscopy R2 750 at a Day Clinic and
R3 850 in Hospital)
*Take Home Medicine limited to R350 per admission
*30 days Post Hospital Cover limited to R1 800 single
member and R2 500 per family per annum.
Annual Sub-limits per person:
Psychiatric Treatment (per family)
R 33,500
Hospice Care
Unlimited
Oncology (PMB)
Unlimited
Oncology (non PMB)
R 231,800
CHRONIC MEDICATION
100% Scheme Rate
26 Chronic Disease Conditions.
Subject to scheme formulary.
Only from Pharmacy Direct.




ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 7,776
Member + Spouse R 14,184
Member + Spouse + Child 1 R 16,488
Member + Spouse + Child 2 R 18,792
Member + Spouse + Child 3 R 23,400
Member + Child 1 R 10,080
Member + Child 2 R 12,384
Member + Child 3 R 14,688










ANNUAL THRESHOLD
Does not apply




MEDSHIELD
MEDISAVER - Hospital Plan with Savings
MONTHLY CONTRIBUTIONS
Principal Member R 3,462
Spouse/Adult Dependant R 2,868
Per Child (Max 3) R 843



IN HOSPITAL BENEFIT
2020 BENEFITS
100% Scheme Rate
No Overall Annual Limit
Network hospitals to be used
Co-payments apply for certain procedures.
(eg: R1 500 Colonoscopy)
*R600 Take home medicine.
Annual Sub-limits per person:
Psychiatric Treatment
R 39,300
Hospice Care (joint limit)
R 63,000
Oncology
R 315,000
CHRONIC MEDICATION
100% Scheme Rate
26 Chronic Disease Conditions.
Subject to scheme formulary.
Only from Medshield Pharmacy Network






ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate
Limits per annum:
Member R 6,228
Member + Spouse R 11,388
Member + Spouse + Child 1 R 12,900
Member + Spouse + Child 2 R 14,412
Member + Spouse + Child 3 R 15,924
Member + Child 1 R 7,740
Member + Child 2 R 9,252
Member + Child 3 R 10,764














ANNUAL THRESHOLD
Does not apply






MOMENTUM EXTENDER OPTION
ASSOCIATED HOSPITAL & ANY FOR CHRONIC
Comprehensive Plan
MONTHLY CONTRIBUTIONS
Principal Member R 6,244
Spouse/Adult Dependant R 5,029
Per Child (Max 3) R 1,767



IN HOSPITAL BENEFIT
2020 BENEFITS
200% Scheme Rate
No Overall Annual Limit
*7 days Take Home Medicine
*co-payments apply for certain procedures
Associated Hospitals to be used (Life and Mediclinics)



Annual Sub-limits per person:
Psychiatric Treatment
R 37,900
Hospice Care (including Rehab & Step-down)
R 55,000
Oncology R 500 000 thereafter 20% co-payment.

Internal Prostheses: See detailed benefit schedule.

CHRONIC MEDICATION
100% Scheme Rate
26 Chronic Disease Conditions.
Subject to scheme formulary.
36 additional conditions limited to R10 300 per family.



ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate

Limits per annum:
Member R 18,732
Member + Spouse R 33,816
Member + Spouse + Child 1 R 39,120
Member + Spouse + Child 2 R 44,424
Member + Spouse + Child 3 R 49,728
Member + Child 1 R 24,036
Member + Child 2 R 29,340
Member + Child 3 R 34,644



For more savings please enquire about the
Health Saver.

ANNUAL THRESHOLD
Principal Member R 22,900
Spouse/Adult Dependant R 20,000
Per Child R 6,600
MOMENTUM EXTENDER OPTION
ASSOCIATED HOSPITAL & STATE FOR CHRONIC
Comprehensive Plan
MONTHLY CONTRIBUTIONS
Principal Member R 5,033
Spouse/Adult Dependant R 3,817
Per Child (Max 3) R 1,480



IN HOSPITAL BENEFIT
2020 BENEFITS
200% Scheme Rate
No Overall Annual Limit
*7 days Take Home Medicine
*co-payments apply for certain procedures
Associated Hospitals to be used (Life and Mediclinics)



Annual Sub-limits per person:
Psychiatric Treatment
R 37,900
Hospice Care (including Rehab & Step-down)
R 55,000
Oncology R 500 000 thereafter 20% co-payment.

Internal Prostheses: See detailed benefit schedule.

CHRONIC MEDICATION
100% Scheme Rate
26 Chronic Disease Conditions.
Subject to scheme formulary.
36 additional conditions limited to R10 300 per family.
Only from state hospital.
ANNUAL DAY TO DAY BENEFIT
(including Savings)
100% Scheme Rate

Limits per annum:
Member R 15,096
Member + Spouse R 26,544
Member + Spouse + Child 1 R 30,984
Member + Spouse + Child 2 R 35,424
Member + Spouse + Child 3 R 39,864
Member + Child 1 R 19,536
Member + Child 2 R 23,976
Member + Child 3 R 28,416



For more savings please enquire about the
Health Saver.

ANNUAL THRESHOLD
Principal Member R 22,900
Spouse/Adult Dependant R 20,000
Per Child R 6,600

As additional Hospital Plan With Savings comparisons are made available we will continue to update this page in our effort to provide our clients with the most up to date information and advice on the medical aid industry in South Africa. If you are still deciding which plan type is best suited to your situation, why not take a look at the Medical Aid Plans page to see the full range of plans.

For more detailed information on any of the above Hospital Plan With Savings comparisons simply contact us. If you already know what you want, why not make use of our site to download the relevant Medical Aid Application form and then fax it back to us on 0866 200 320 . Alternatively, if you would like us to confirm some of the finer details and pricing just fill in our free Medical Aid Quote Request form and we will get back to you promptly.

Finally, we invite you to contact us on +27 21 712 8866 at any point in your decision making process for further information on these Hospital Plan With Savings comparisons.

Medical Aid Quotes | Gap Cover Quotes | Life Insurance | Vitality

Get Free Medical Aid Quote Comparisons?

REQUEST A CALL BACK.

Would you like to speak to one of our financial advisers over the phone? Just submit your details and we’ll be in touch shortly. You can also email us if you would prefer.

  • * Indicates required field.

  • This field is for validation purposes and should be left unchanged.
back to top button