Home » KeyCare Plus 2024 Options And Benefits – Discovery Medical Aid Plans
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GP Network Plan

KeyCare Plus 2024 Options & Benefits

KeyCare Plus Options And Benefits: The KeyCare Plus GP Network Plan by Discovery Health has the same advantages as the KeyCare Core plan, plus coverage for network GP visits and some daily medications. The KeyCare Plus benefits cover private hospitalization in the KeyCare Network of hospitals, limited specialist cover (if referred by a network GP), and chronic medication cover for illnesses on the Chronic Disease List.

The KeyCare Plus plan is ideal for those looking for a basic hospital plan, and limited cover for day-to-day medical expenses at a low cost.

Home-based Hospital Network

Instead of being admitted to a typical hospital, Discovery Hospital at Home offers qualifying members the option of receiving hospital-level home-based treatment. The KeyCare Plus plan offers home-based care for qualifying conditions such as:

  • Chronic obstructive pulmonary disease,
  • Pneumonia or asthma,
  • Complicated urinary tract infection,
  • Heart failure or deep vein thrombosis,
  • Cellulitis and diabetes

KeyCare Plus members are not required to use this network in the event of an emergency or if the home-based treatment is not suitable. But if you opt out from using this network after you have been advised it as part of your care, the admission will be subject to an R5,000 deductible.

KeyCare Plus Oncology Benefit

Up to 100% of the Discovery Health Rate (DHR) is covered for all cancer-related healthcare services. If you do not use the Discovery designated service provider (DSP), you may be required to pay a co-payment. But you are fully covered by the Oncology Care Programme should you decide to use a DSP.

Get A KeyCare Plus Quote

Please use our convenient KeyCare Plus quote form provided. One of our Discovery consultants will get in touch with you to discuss the best options according to your budget.

Compare the latest 2024 KeyCare Plus plan updates in the table below.

  discovery keycare plus options and benefits gp network plan patient in hospital bed with doctors

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Discovery Health Medical Scheme

Discovery Health Medical Scheme (DHMS) is South Africa’s largest medical aid scheme, with over 57% open market share, and close to 3 million beneficiaries as of the end of December 2022.

When compared to competitors, Discovery’s shared-value model offers a value-based healthcare system that lowers healthcare expenses and results in lower contributions.

Why Choose Discovery Health Medical Scheme?

The Discovery Health Medical Scheme is the most popular medical aid in South Africa. Discovery Health ensures that your healthcare is in good hands, choose from 25 health plan options tailored to your specific health and budgetary requirements.

Discovery Health History

With the assistance of Rand Merchant Bank, Discovery Limited is created in 1992 as a small specialist risk insurance company. Discovery Health Medical Scheme (DHMS or the Scheme) is a non-profit medical scheme that runs on social solidarity principles, pooling member payments and managing them to support member healthcare fairly.

Discovery KeyCare Plus

Benefits & Options – 2024 Updates

Column 1 Column 2 Column 3 Column 4


Monthly Contributions
Income p/m R0 - R9450
R9451 - R15250
Main Member R1 652
R2 271
R3 354
Spouse/Adult dependent R1 652
R2 271
R3 354
Child (Max 3) R601
100% scheme rate in-hospital.
Network hospitals, GP's and Specialists to be used.
Covers 27 chronic diseases: Medication DSP and formulary applies. Members must use a network GP to manage chronic conditions or a co-payment applies.
Dialysis: full cover through network providers Exclusions on certain procedures apply
Exclusions on certain procedures apply.
Oncology: PMB.
MRI/CT scans: unlimited if part of hospital procedure.
MRI/CT scans: R2650 pp on specialist benefit if out of hospital.

KeyCare Plus GP Network Plan Application

Should you need help applying for the KeyCare Plus GP Network Plan, please make use of our Medical Aid Application Form Help Page, and one of our Discovery consultants will contact you about the KeyCare Options.


Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.

In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the KeyCare Plus plan.

View Benefits On Discovery Website.

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KeyCare Plus 2024 FAQS

What is the Discovery KeyCare Plus plan?

On the KeyCare Plus plan, members have unlimited coverage for medically appropriate GP visits, blood tests, X-rays, or medication from Discovery’s KeyCare networks. Members are guaranteed full hospital cover for KeyCare Network Specialists, and up to 100% of the Discovery Health Rate (DHR) for other healthcare providers.

Does Discovery KeyCare Plus cover private hospital admission?

You are protected in an emergency at any private hospital in South Africa. You are covered at any hospital in the KeyCare Hospital Networks if it is not an emergency. You must pay the claim if you do not go to a KeyCare network hospital for planned admissions.

Does KeyCare Plus cover the dentist?

If you have a KeyCare Plus plan, Discovery only covers certain basic dental treatments (consultations, fillings, and extractions) at a KeyCare Network Dentist. Certain limitations and restrictions may apply.

What are the KeyCare Plus Maternity benefits?

A Discovery KeyCare Plus member receives comprehensive maternity and early childhood benefits. These benefits cover specific healthcare treatments before and after birth. On KeyCare Plus, a member has unlimited cover for medically appropriate GP consultations, blood tests, X-rays, or medication from our KeyCare Plus Networks.

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