Home » Coastal Core 2024 Options And Benefits – Discovery Medical Aid Plans
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Coastal Core

Hospital Plan Only

Coastal Core 2024 Options & Benefits

Coastal Core Options And Benefits: The Coastal Core Hospital Plan Only provides unlimited medial aid cover for private hospitalization in the four coastal provinces. It also covers all approved chronic medications when purchased from a MedXpress pharmacy, as well as in-hospital specialist cover at up to 100% of the Discovery rate. The plan does not include any day-to-day benefits. View the Coastal Core Hospital Network details.

Best suited for customers looking for a cost-effective hospital plan, that also includes important chronic cover.

Chronic Illness Cover

The Coastal Core plan includes the Chronic Illness Benefit, which covers approved medicine for Chronic Disease List (CDL) diseases. Approved medicines from the Chronic Illness Benefit medicine list (formulary) will be fully covered up to the Scheme Rate.

  • Chronic condition cover for 27 Chronic Disease List conditions, after approval, based on the Prescribed Minimum Benefits.
  • The chronic medicine cover is unlimited for approved medications on Coastal Core’s medicine list at a designated Core service provider pharmacy.
  • T&C’s apply.

Discovery Coastal Core Hospital Network

For unlimited cover Coastal Core hospital plan members need to plan a admission to an approved hospital in one of the four coastal provinces.

    1. Eastern Cape,
    2. KwaZulu-Natal,
    3. Northern Cape,
    4. Western Cape.

If you use a hospital outside of coastal regions, we will cover up to 70% of the Discovery Health Rate (DHR). This does not apply during an emergency.

Get A Coastal Core Quote

Please use our convenient Coastal Core quote form provided. One of our Discovery consultants will get in touch with you to discuss the best options according to your budget.

Compare the latest 2024 Coastal Core plan updates in the table below.

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Discovery Health Medical Scheme

Discovery Health Medical Scheme (DHMS) is South Africa’s largest medical aid scheme, with over 57% open market share, and close to 3 million beneficiaries as of the end of December 2022.

When compared to competitors, Discovery’s shared-value model offers a value-based healthcare system that lowers healthcare expenses and results in lower contributions.

Why Choose Discovery Health Medical Scheme?

The Discovery Health Medical Scheme is the most popular medical aid in South Africa. Discovery Health ensures that your healthcare is in good hands, choose from 25 health plan options tailored to your specific health and budgetary requirements.

Discovery Health History

With the assistance of Rand Merchant Bank, Discovery Limited is created in 1992 as a small specialist risk insurance company. Discovery Health Medical Scheme (DHMS or the Scheme) is a non-profit medical scheme that runs on social solidarity principles, pooling member payments and managing them to support member healthcare fairly.

Discovery Coastal Core

Benefits & Options – 2024 Updates

Column 1 Column 2 Column 3 Column 4


Monthly Contributions
Main Member R2 714 --- ---
Spouse/Adult dependent R2 037 --- ---
Child (Max 3) R1 078 --- ---
100% scheme rate in-hospital.
R6650 co-payment for the use of a non-network day hospital.
Specialists who have an arrangement with Discovery covered in full.
Oncology: R250 00 per member, therafter 20% co-payment.
Cover for 27 chronic diseases: medication from DSP.
MRI/CT scans: Unlimited if part of hospital procedure.
No day to day benefit.
--- --- --- ---

Coastal Core Hospital Plan Only Application

Should you need help applying for the Coastal Core Hospital Plan, please make use of our Medical Aid Application Form Help Page, and one of our Discovery consultants will contact you about the Coastal Core Options.


Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.

In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the Coastal Core Hospital Plan.

View Benefits On Discovery Website.

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Coastal Core 2024 FAQS

What is Coastal Core hospital plan by Discovery Health?

The Discovery Coastal Core hospital plan provides full medical aid cover for private hospitalization in four coastal provinces of South Africa. Coastal Core members get up to 100% cover for approved in-hospital specialists. The Core hospital plan also covers the entire cost of approved chronic medications when usa MedXpress pharmacy.

Does Coastal Core offer Discovery Home Care?

Discovery Home Care provides professional home-based care services from home. Coastal Core members who use Discovery Home Care can receive treatment from a qualified nurse while remaining in the comfort of their own homes, regardless of their disease or condition.

What procedures are covered in the Coastal Core Day Surgery Network?

Coastal Core provides cover for planned procedures in a day surgery facility. A day surgery can be performed at a hospital, a clinic, or a standalone institution. Your hospital stay is paid for using your Hospital Benefit, which includes any healthcare professionals, services, and medicines authorized by the Scheme.

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