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flexiFED 3 GRID

Network Hospital Plan

flexiFED 3 Grid 2024 Options & Benefits

flexiFED 3 Grid Options & Benefits: The FlexiFed 3 Grid hospital network plan provides affordable cover to all South African households. The flexiFed 3 Grid options features generous maternity and child benefits paid from Risk. Fedhealth’s flexiFed 3 Grid plan also offers extensive in-hospital and chronic benefits, as well as screening and out-of-hospital cover.

Save 10% With flexiFed 3 GRID

Members save 10% of monthly contributions by only using any of the 120 Fedhealth GRID network hospitals, for planned procedures.

Self Managed Daily Expenses Or Grid Savings Account?

The flexiFed 3 GRID option can be used as a hospital plan only. Where members pay for their own day-to-day medical expenses, and save on premiums. There are 2 Fedhealth manged Grid savings account options explained below.

Day-to-day Savings Account – Fixed or Flexible?

Grid members can choose from 2 options to pay for day-to-day expenses. The FIXED savings option works like a regular Medical Savings Account (MSA). The 2nd FLEXIBLE MediVault option offers a repayment plan, where members only pay for the funds used, interest-free over 12 months. Watch YouTube video explaining Grid Savings options.

Best Option For Growing Families

flexiFed 3 GRID is the best option for growing families on a tight budget, and offers excellent maternity benefits:

  • No annual limit when using network hospitals.
  • Unlimited maternity cover for network GP’s, and specialists.
  • Full cover for 26 chronic diseases, as well as acne, allergic rhinitis and eczema treatment for children.
  • T&C’s apply.

Get A flexiFED 3 Grid Quote

Please use our convenient flexiFED 3 Grid quote form provided. One of our Fedhealth consultants will get in touch with you to discuss the best options according to your budget.

Compare the latest 2024 flexiFED 3 Grid plan updates in the table below.

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Fedhealth Medical Scheme

The Fedhealth Medical Scheme has had a Global Credit Rating of AA- for 14 years in a row.  The scheme’s reserves are well above the statutory 25%, this strong financial position means Fedhealth is a reliable medical aid with over 60 000 members.

Fedhealth is also noted for its one-of-a-kind benefits paid from Risk.  The  flexiFED 3 Grid Hospital Plan is here to assist members stretch their day-to-day cover even further.

Why Choose the Fedhealth Medical Scheme?

Operated as a member-run organization, Fedhealth is always coming up with new innovative ideas, such as:

  • 24/7 Nurse Line,
  • Free access to Emergency Medical Services,
  • Mental health support through the Panda app,
  • Pediatric inquiries through the Paed-IQ assistance line.

Fedhealth History

Since 1936, Fedhealth has been looking after South Africans’ healthcare needs. While a lot has changed over the years, Fedhealth has remained committed to offering high-quality, reasonably priced medical aid.

Fedhealth flexiFED 3 Grid

Benefits & Options – 2024 Updates

Column 1 Column 2 Column 3

FLEXIFED 3 - GRID HOSPITAL PLAN

Contributions/Day to Day
Monthly Contributions Total annual day to day limit
Main Member R3 404 R7 000
Spouse/Adult dependent R3 122 R13 000
Child (Max 3) R1 207 R14 800
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 DSP only.
27 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: :R2810 co-payment for non PMB.
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Column 1 Column 2 Column 3

FLEXIFED 3 - GRID HOSPITAL PLAN

Contributions/Savings/Day to Day/Annual Threshold
Monthly Contributions * Total annual day to day limit **
Main Member R3 404 * R7 000 **
Spouse/Adult dependent R3 122 * R13 000 **
Child (Max 3) R1 207 * R14 800 **
Benefits
100% scheme rate in-hospital: any private hospital: 7 are excluded: see T&C's
Co-payments for certain procedures: Network specialists paid in full.
30 days post hospital cover.
Oncology: R350 000 DSP only.
27 Chronic benefits: subject to scheme formulary, must use DSP.
MRI/CT scans:No annual limit in and out of hospital: :R2810 co-payment for non PMB.
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flexiFED 3 Grid Hospital Network Plan Application

Should you need help applying for the flexiFED 3 Grid Hospital Network Plan, please make use of our Medical Aid Application Form Help Page, and one of our Fedhealth consultants will contact you about the flexiFED 3 Grid Options.

WHY USE OUR SERVICES?

Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.

In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the flexiFED 3 Grid Benefits.

View Benefits On Fedhealth Website.

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flexiFED 3 Grid 2024 FAQS

What is Flexifed 3 Grid hospital plan by Fedhealth Medical Aid?

Flexifed 3 Grid is an affordable entry-level benefit-rich network hospital plan designed for growing families on a budget. Members save on monthly premiums by only using Fedhealth’s Grid Hospital Network for planned procedures. The Grid Network includes around 120 of South Africa’s leading private hospitals, as well as a variety of network service providers. Flexifed 3 Grid customers can still use non-network hospitals, although a co-payment will apply. This co-payment does not apply in the event of an emergency.

Does the Flexifed 3 Grid plan cover visits to the GP?

Flexifed 3 Grid covers unlimited consultations with Grid Network GP’s, and non-network GP’s are covered at 100% of the Fedhealth Rate. Treatment required for PMB conditions are always paid by Fedhealth, if members follow the protocols.

What are the Flexifed 3 Grid prescribed minimum benefits (PMBs)?

Flexifed 3 Grid prescribed minimum benefits (PMBs) are a set of predetermined diseases part of the Medical Schemes Act. Members of Flexifed 3 Grid, can obtain treatment for 270 hospital-based and 27 chronic conditions, and the treatment cost is fully covered by Fedhealth.

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