Home » Coastal Saver 2024 Options And Benefits – Discovery Medical Aid Plans
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Coastal Saver

Hospital Plan With Savings

Coastal Saver 2024 Options & Benefits

Coastal Saver Options And Benefits: The Coastal Saver Hospital Plan With Savings offers full private hospital cover at any hospital in the four coastal provinces. Coastal Saver benefits include cover for chronic medications when using a MedXpress network pharmacy, and up to 100ts% of the Discovery rate for in-hospital specialists. There is self-managed savings account which receives 15% of the member contribution.

The Coastal Saver Plan is ideal for all South Africans wanting full medical aid cover when using the Coastal Hospital Network. Coastal Saver members can sleep easy knowing that there is a savings benefit to pay for their day-to-day medical expenses.

Coastal Saver Savings Plan

Coastal Saver supports day-to-day healthcare expenses through the member’s Medical Savings Account (MSA) or your Day-to-Day Extender Benefit (DEB). The savings benefits include:

  • Day-to-day medical expenses including GP and specialist consultations.
  • The Day-to-Day Extender Benefit (DEB) provides additional savings for network healthcare services..
  • Non-chronic medicine, imaging, and pathology.
  • T&C’s apply.

Any savings account balance will be carried over to the following year.

The Day-to-day Extender Benefit (DEB)

The Day-to-day Extender Benefit pays for certain day-to-day expenses after your MSA has depleted. It covers  designated wellness network GP and pharmacy clinic video consultations. There is limited cover for face-to-face consultations with a network GP.

Get A Coastal Saver Quote

Please use our convenient Coastal Saver quote form provided. One of our Discovery consultants will get in touch with you to discuss the best options according to your budget.

Compare the latest 2024 Coastal Saver plan updates in the table below.

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Discovery Health Medical Scheme

Discovery Health Medical Scheme (DHMS) is South Africa’s largest medical aid scheme, with over 57% open market share, and close to 3 million beneficiaries as of the end of December 2022.

When compared to competitors, Discovery’s shared-value model offers a value-based healthcare system that lowers healthcare expenses and results in lower contributions.

Why Choose Discovery Health Medical Scheme?

The Discovery Health Medical Scheme is the most popular medical aid in South Africa. Discovery Health ensures that your healthcare is in good hands, choose from 25 health plan options tailored to your specific health and budgetary requirements.

Discovery Health History

With the assistance of Rand Merchant Bank, Discovery Limited is created in 1992 as a small specialist risk insurance company. Discovery Health Medical Scheme (DHMS or the Scheme) is a non-profit medical scheme that runs on social solidarity principles, pooling member payments and managing them to support member healthcare fairly.

Discovery Coastal Saver

Benefits & Options – 2024 Updates

Column 1 Column 2 Column 3 Column 4

COASTAL SAVER - HOSPITAL PLAN WITH SAVINGS

Contributions/Savings
Monthly Contributions Savings
Main Member R3 423 R6 144
Spouse/Adult dependent R2 574 R4 632
Child (Max 3) R1 382 R2 484 Per Child Per child
Benefits
100% scheme rate in-hospital.
Specialists who have an arrangement with Discovery covered in full.
Oncology: R250 00 per member, therafter 20% co-payment.
Cover for 27 chronic diseases: medication from DSP. Must use a networlk GP to manage or co-payments.
Chronic medication from DSP.
Day to day expenses paid from savings.
MRI/CT scans: unlimited if part of hospital procedure.
MRI/CT scans: Out of hospital: R3670 from savings, balance hospital benefit: certain limitations.
Column 1 Column 2 Column 3 Column 4

COASTAL SAVER - HOSPITAL PLAN WITH SAVINGS

Contributions/Savings
Monthly Contributions * Savings **
Main Member R3 423 * R6 144 **
Spouse/Adult dependent R2 574 * R4 632 **
Child (Max 3) R1 382 * R2 484 (P/Child} **
Benefits
100% scheme rate in-hospital.
Specialists who have an arrangement with Discovery covered in full.
Oncology: R250 00 per member, therafter 20% co-payment.
Cover for 27 chronic diseases: medication from DSP. Must use a networlk GP to manage or co-payments.
Chronic medication from DSP.
Day to day expenses paid from savings.
MRI/CT scans: unlimited if part of hospital procedure.
MRI/CT scans: Out of hospital: R3470 from savings, balance hospital benefit: certain limitations.

Coastal Saver Hospital Plan With Savings Application

Should you need help applying for the Coastal Saver Hospital Plan With Savings, please make use of our Medical Aid Application Form Help Page, and one of our Discovery consultants will contact you about the Coastal Saver Hospital Plan Options.

WHY USE OUR SERVICES?

Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.

In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the Coastal Saver Hospital Plan With Savings.

View Benefits On Discovery Website.

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Coastal Saver 2024 FAQS

What is the Coastal Saver Hospital Plan by Discovery Health?

The Coastal Saver Hospital Plan offers unlimited private network hospital cover in 4 coastal provinces. Members are guaranteed full hospital cover for approved specialists, and up to 100% of the DHR on Coastal plan for other healthcare providers. When using a network pharmacy, members will receive full cover for chronic medication on Discovery’s formulary for all Chronic Disease List illnesses. There is a savings account for day-to-day healthcare expenses, as well as an additional Extender Benefit in case your Medical Savings Account runs out.

Does Discovery Coastal Saver plan cover cancer treatment?

The Coastal Saver Hospital Plan offers extensive cover for cancer treatment, including access to high-cost medicines, supportive care, and the Discovery Oncology Care Program. Coastal Saver will pay a certain amount in full over a 12-month period. Costs beyond this R 250 000 limit will require a 20% co-payment. Prescribed Minimum Benefits (PMB’s) 27 chronic conditions are fully covered.

What are the Discovery Coastal Saver maternity benefits?

Coastal Saver members are covered for maternity and early children healthcare services during pregnancy and treatment. Maternity benefits include up to eight appointments with a gynaecologist, GP, or midwife. If the child is under the age of two, they are entitled to two appointments to a general practitioner, pediatrician, or an ear, nose, and throat specialist. Ultrasound scans and screenings are also provided during pregnancy, as well as specialized consultations following birth.

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