FedHealth Medical Aid Comparisons – 5 Medical Aid Plans Compared

FedHealth Medical Aid Comparisons – 2026 Plans

FedHealth Medical Aid Comparisons: Fedhealth is a well-established medical aid registered in 1969, it covers close to 200,000 lives and has one of the highest Global Credit Ratings at AA-.

Fedhealth has a range of new generation schemes covering hospital and related bills at 3 x NHRPL (National Health Reference Price List) rate (Private Rate). More about Fedhealth.

The Fedhealth Medical Scheme has over eight decades’ experience in taking care of the medical aid needs of South African families.

Fedhealth Quotes

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Compare Fedhealth’s latest 2026 plan updates in the tables below.

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Fedhealth Medical Aid PlansCompare 5 Medical Aid Plans – 2026 Updates

Fedhealth MyFed - Network Plan

Premiums
Income Band R1 - R11063
Main Member R1719
Adult Dependent R1719
Child R779
Income Band R11064 -R15617
Main Member R1971
Adult Dependent R1971
Child R931
Income Band R15618 - R21651
Main Member R2453
Adult Dependent R2453
Child R966
Income Band R21652+
Main Member R4052
Adult Dependent R4052
Child R12891
Benefits My Fed Network hospital to be used.
30% co-payment for usage of a non-network hospital
Pre-Auth needed for emergencies
Oncology PMB
27 Chronic diseases - medication from a network provider
MRI and CT scans - in-hospital only
GP visits network provider only
2 specialist consults with auth to R2200 per family per annum.

Fedhealth flexiFED 3 Grid - Network Hospital Plan

Premiums Main Member
R4,436
Adult Dependent
R4,068
Child
R1,573
Savings Main Member
R312
Adult Dependent
R288
Child
R108
Annual Threshold Main Member
R10,416
Adult Dependent
R9,540
Child
R5,124
Benefits 100% scheme rate in-hospital:any private hospital:7 are excluded: see t's and c's
Co-payments for certain procedures: Network specialists paid in full
30 days post hospital cover
Oncology: R350 000 DSP only
34 Chronic benefits: subject to scheme formulary, must use DSP
MRI/CT scans:No annual limit in and out of hospital: :R2960 co-payment for non PMB

Fedhealth flexiFED 3 - Any Hospital And Day-to-day Savings

Premiums Main Member
R5,785
Adult Dependent
R5,300
Child
R2,051
Savings Main Member
R10,416
Adult Dependent
R9,540
Child
R3,696
Annual Threshold Main Member
R10,416
Adult Dependent
R9,540
Child
R3,696
Benefits 100% scheme rate in-hospital:any private hospital
Co-payments for certain procedures: Network specialists paid in full
30 days post hospital cover
Oncology: R360 850 DSP only
34 Chronic benefits: subject to scheme formulary, must use DSP
MRI/CT scans:No annual limit in and out of hospital: :R3050 co-payment for non PMB

Fedhealth flexiFED 4 - Any Hospital And Day-to-day Savings

Premiums Main Member
R7,941
Adult Dependent
R7,248
Child
R2,388
Savings Main Member
R16,200
Adult Dependent
R14,784
Child
R4,872
Annual Threshold Main Member
R22,308
Adult Dependent
R20,364
Child
R6,708
Benefits 100% scheme rate in-hospital:any private hospital
Co-payments for certain procedures: Network specialists paid in full
30 days post hospital cover
Oncology: R514 570 DSP only
34 Chronic benefits: subject to scheme formulary, must use DSP
MRI/CT scans:No annual limit in and out of hospital: :R3050 co-payment for non PMB

Fedhealth flexiFed Savvy - Hospital Plan

Premiums Main Member
R1,155
Adult Dependent
R1,155
Child
R8,549
Benefits 100% Scheme rate: Network hospitals to be used.
30% Co-payments apply for the usage of a non-network hospital
Unlimited cover for network GPs and Specialists in-hospital
Oncology: PMB only: 40% co-payment for usage of a non - DSP
27 Chronic benefits: subject to scheme formulary, must use DSP
MRI/CT scans: In-hospital PMB cover only
Unlimited virtual GP consultations and 3 face to face consultations
PMB cover only
Unlimted virtual GP consults

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Finally, we invite you to contact us on +27 21 712 8866 at any point in your decision making process for further information on the FedHealth Medical Aid Comparisons.

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