Stratum Gap Cover 2025
Stratum Gap Cover provides an extensive range of Gap Cover products tailored for individuals, families, and businesses. For over a decade Stratum Benefits have been offering award-winning Medical Aid Gap Cover, and for two years s Stratum has won FIA’s Product Supplier Of The Year award.

Stratum Gap Cover is one of the leading health insurance product providers in South Africa:
- Stratum Gap Cover products are designed to cover medical aid shortfalls not covered by your medical scheme.
- Provides cover to individuals, families and corporate employer groups.
- Premium Gap Cover up to 500% above Medical Aid Rates.
- Added benefits such as Fuel Rewards when filling up at Shell.
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Some more benefits (policy dependent):
- Co-payment Benefit – , when you are required to pay upfront costs before a medically necessary procedure can be performed.
- Casualty Benefit – not having to worry about an unforeseen out of pocket expense for a casualty event.
- Trauma Counseling Benefit – receive the support you deserve, when circumstances outside of your control affect your day to day life.
- Cancer Diagnosis Benefit – a once-off payment should you be diagnosed with cancer.
Please note: Terms & conditions apply to all benefits.
MORE GAP COVER COMPANIESBesides Stratum Gap Cover We Are Also Contracted To: