GP Network Plan – 2026 Comparisons
GP Network Plan: Are generally designed for younger people entering the medical aid market for the first time or for those clients that have a limited medical aid budget.
The Medical Aid companies typically contract with a group of hospitals and GP’s on a capitation basis and in this way are able to offer medical cover at more affordable rates.
GP Network Plan Members mainly need to work through their GP (the Gatekeeper), regardless of the particular ailment.
With spiralling medical aid inflation, the Network Plans have become far more popular in the last few years.
View our latest 2026 plan updates below.
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4 GP Network Plans Compared2026 Comparisons Made Easy!
Table Of ContentsGP Network Hospital Plans
Click/Tap on the links below to scroll to your table of interest.
Discovery
Discovery Keycare Start - Network Plan |
|
|---|---|
| Premium | |
| Income Band | R0 - R10500 |
| Main Member R1331 | |
| Adult Dependent R1331 | |
| Child R811 | |
| Income Band | R10551-R15950 |
| Main Member R1952 | |
| Adult Dependent R1982 | |
| Child R878 | |
| Income Band | R15951 - R24250 |
| Main Member R3063 | |
| Adult Dependent R3063 | |
| Child R919 | |
| Income Band | R24251+ |
| Main Member R3488 | |
| Adult Dependent R3488 | |
| Child R949 | |
| Benefits | 100% scheme rate in-hospital - Keycare Start hospitals to be used |
| Network hospitals, GP's and Specialists to be used | |
| Covers 27 chronic diseases: subject to formulary | |
| Chronic cover state hospital only: Dialysis state only. | |
| Exclusions on certain procedures apply | |
| Oncology ( State hospital) PMB | |
| MRI/CT scans: out of hospital paid up to the specialist benefit | |
| Personal Health Pathways & Personal HealthFund | |
Discovery
Fedhealth
Fedhealth MyFed - Network Plan |
|
|---|---|
| Premiums | |
| Income Band | R1 - R11063 |
| Main Member R1719 | |
| Adult Dependent R1719 | |
| Child R779 | |
| Income Band | R11064 -R15617 |
| Main Member R1971 | |
| Adult Dependent R1971 | |
| Child R931 | |
| Income Band | R15618 - R21651 |
| Main Member R2453 | |
| Adult Dependent R2453 | |
| Child R966 | |
| Income Band | R21652+ |
| Main Member R4052 | |
| Adult Dependent R4052 | |
| Child R12891 | |
| Benefits | My Fed Network hospital to be used. |
| 30% co-payment for usage of a non-network hospital | |
| Pre-Auth needed for emergencies | |
| Oncology PMB | |
| 27 Chronic diseases - medication from a network provider | |
| MRI and CT scans - in-hospital only | |
| GP visits network provider only | |
| 2 specialist consults with auth to R2200 per family per annum. | |
Momentum
Annual Updates
As additional GP Network Plan comparisons are made available, we will continue to update this page. In our effort to provide our clients with the most up to date information and advice on the medical aid industry in South Africa. If you are still deciding which plan type is best suited to your situation, why not take a look at the Medical Aid Plans page to see the full range of plans.
We Are Here To Help
For more detailed information on any of the above GP Network Plan comparisons, simply contact us. If you need help applying, why not make use of our Medical Aid Application Form Help Page, and one of our consultants will contact you to assist. Alternatively, if you would like us to confirm some finer details and pricing, just fill in our free Medical Aid Quote Request form, and we will get back to you promptly.
Finally, we invite you to contact us on +27 21 712 8866 at any point in your decision-making process for further information on these GP Network Plan comparisons.
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