Momentum Ingwe 2026Day-to-day Hospital Plan
The Ingwe Hospital Plan provides affordable entry-level medical aid cover. Ingwe members can choose to use any private hospital, or the Ingwe Network of private hospitals. To save on monthly premiums members can use State hospitals. For chronic treatment, GP visits and prescribed medicine, the Ingwe Primary Care or Ingwe Active Network providers are used. Other Ingwe options and benefits include major medical, day-to-day expenses, maternity and baby programmes.
Ingwe 2026 Options And Benefits
Ingwe Options And Benefits: The Ingwe Option offers budget friendly hospital cover with no annual limit. Major medical claims are paid up to 100% of the Momentum Medical Scheme Rate. Hospital accounts and related in-hospital costs are paid from the Hospitalisation Benefit.
The Ingwe Primary Care Network
Members must use the Ingwe Primary Care Network for chronic care and day-to-day benefits, such as doctor visits or prescription medication.
Ingwe Active Network
If members prefer to use any private hospital, the Chronic and Day-to-Day Benefits provider is Ingwe Active Network.
In-hospital Benefit
The In-hospital Benefit includes hospitalization, as well as some out-of-hospital surgeries or treatments that can safely conducted in:
-
- A doctors medical practice.
- Registered day hospital.
- Or outpatient facility.
Major Medical Benefit
The Major Medical Benefit covers hospitalization, and certain specialised procedures or treatments at either:
- Any private hospital,
- The Ingwe Network of private hospitals,
- Or state-run hospitals.
Claims are paid at 100% of the Momentum Medical Scheme Rate. The hospitalization benefit covers authorized hospital accounts and related costs from admission to release. T&C’s apply.
Get A Momentum Ingwe Option Quote
Please use our convenient Ingwe Option quote form provided. One of our Momentum consultants will access your healthcare requirements, and supply easy to understand quotes according to your budget.
Compare the options and latest 2026 plan updates in the tables below.
Get A Quote!Free & No Obligation
Momentum Medical Scheme
The Momentum Medical Scheme is one of the top three open medical aids in South Africa. With a membership in excess of 290 000, and 23 affordable options, Momentum Health has a solvency ratio in excess of 31%.
Momentum strives to reward their members by allowing them to potentially earn back over R 5000 in Health Returns per month. Moreover members can also reduce their contributions by choosing the Ingwe Network of Associated Hospitals, and chronic healthcare providers.
Why Choose Momentum?
Momentum Health provides members with free yearly health assessments, and substantial member contribution savings of up to 35%. Above all, in addition to in-hospital benefits, Momentum offers members a HealthSaver plan. By paying into this high interest savings account, members can save for day-to-day medical expenses not covered by their Ingwe Plan.
Momentum History
Metropolitan was established in 1898, and Momentum in 1966. Momentum Metropolitan Holdings (MMH) was founded by the merging of Metropolitan and Momentum, and was first listed on the Johannesburg Stock Exchange on December 2010.
Momentum IngweBenefits & Options – 2026 Updates
The Momentum Ingwe Hospital Plan with day-to-day benefits.
Momentum Ingwe – Network Hospital Plan |
|
|---|---|
| Premium | |
| Income Band | R0 - R1550 |
| Main Member R645 | |
| Adult Dependent R645 | |
| Chld R581 | |
| Income Band | R1551 - R9400 |
| Main Member R1252 | |
| Adult Dependent R1252 | |
| Chld R328 | |
| Income Band | R9401 - R12500 |
| Main Member R1635 | |
| Adult Dependent R1635 | |
| Chld R408 | |
| Income Band | R12501 - R18000 |
| Main Member R1763 | |
| Adult Dependent R1763 | |
| Chld R438 | |
| Income Band | R18001 - R23500 |
| Main Member R2870 | |
| Adult Dependent R2870 | |
| Chld R652 | |
| Income Band | R23501+ |
| Main Member R3302 | |
| Adult Dependent R3302 | |
| Chld R750 | |
| Benefits | Ingwe hospitals to be used - 100% scheme rate |
| Oncology State | |
| Renal Dialysis State | |
| 26 Chronic conditions - use Ingwe Primary Care Network | |
| MRI and CT scans only as part of hospital admission. | |
| Use of network GP. | |
| 1 out of network visit per person with R110 co-payment. | |
| Must be authorised within 72 hours or 30% co-payment. | |
| Specialist benefit max 2850 per family and to referred by GP. | |
Day-to-day Benefit
Unless otherwise specified, benefits are accessible from state institutions if you have selected Connect Network hospitals. Benefits are only accessible from the Ingwe Primary Care Network if you have selected Ingwe Network hospitals, or from the Ingwe Active Network if you have selected Any hospital.
Benefits are contingent upon the network’s list of applicable tariff codes as well as the regulations and guidelines established by the network, also known as protocols.
The annual sub-limits shown on page 5 are applicable. Your sub-limits will be modified pro rata (i.e., in accordance with the number of months remaining in the year) if you do not join in January.
Momentum Ingwe Hospital Plan Application
Should you need assistance applying for the Momentum Ingwe Hospital Plan, why not use of our Medical Aid Application Form Help Page, and one of our Momentum consultants will contact you to explain the Ingwe Plan.
WHY USE OUR SERVICES?
Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.
In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the Momentum Ingwe Hospital Plan.
Momentum Ingwe Hospital Plan FAQS
What is the Momentum Ingwe Hospital Plan?
The Ingwe Option provides economical medical aid cover. It’s ideal for young South Africans or students looking for economical medical aid in South Africa. Even though it is an entry-level medical aid plan, members receive hospital and day-to-day cover. Chronic illness benefits are also included, if you use Mometum’s Ingwe Network. T&C’s apply.
What is the Momentum Ingwe Health Platform Benefit?
The Health Platform Benefit is provided through the Ingwe Primary Care Network or the Ingwe Active Network. This benefit promotes health awareness, preventative treatment and early illness detection. There is also maternity education and advice during pregnancy, and early motherhood. T&C’s apply.
Does the Ingwe Option cover dental?
Examinations, fillings, and x-rays are all covered under basic dentistry. Each beneficiary is entitled to one pre-authorised dental consultation per year. T&C’s apply.