KeyCare Start 2026
GP Network Plan
Discovery Health KeyCare Start is a low-cost, income-based medical aid plan that is appropriate for entry-level clients. It covers private hospitalization at KeyCare Start hospitals, network GP visits, and two specialist consultations referred by a network GP.
KeyCare Start 2026 Options & Benefits
KeyCare Start 2026 Options And Benefits: The KeyCare Start GP Network Plan is typically intended for younger persons who are entering the medical aid market for the first time.
Best suited for customers with a modest medical aid budget, KeyCare Start is ideal for members who are happy to use a designated network of service providers.
Value-based Medical Aid
In-order to reduce costs Discovery Medical Aid contract with a network of hospitals and GP’s, allowing them to provide quality healthcare at reduced rates.
Value-based plans such as KeyCare Start offer members a wealth of options and benefits when using the KeyCare Networks.
In addition to unlimited network hospital admissions KeyCare Start Options include:
- Full In-hospital cover for network specialists, and up to 100% of the Discovery Health Rate (DHR),
- Unlimited Day-to-day cover for approved GP consultations, blood tests, X-rays or medicine,
- Access to home-based hospital-related care,
- Comprehensive benefits for certain maternity services before and after birth,
- Chronic medications on the KeyCare medicine list,
- T&C’s apply.
Comprehensive Cover For Cancer
Cancer treatment is always fully covered if it is a Prescribed Minimum Benefit (PMB). If you are diagnosed with cancer and your cancer treatment has been approved, you are covered by the Oncology Care Programme.
Get A KeyCare Start Quote
Please use our convenient KeyCare quote form provided. One of our Discovery consultants will get in touch with you to discuss the best options according to your budget.
Compare the latest 2026 plan updates in the table below.
Get A Quote!
Free & No Obligation
Discovery Health Medical Scheme
Discovery Health Medical Scheme (DHMS) is South Africa’s largest medical aid scheme, with over 57% open market share, and close to 3 million beneficiaries as of the end of December 2022.
When compared to competitors, Discovery’s shared-value model offers a value-based healthcare system that lowers healthcare expenses and results in lower contributions.
Why Choose Discovery Health Medical Scheme?
The Discovery Health Medical Scheme is the most popular medical aid in South Africa. Discovery Health ensures that your healthcare is in good hands, choose from 25 health plan options tailored to your specific health and budgetary requirements.
Discovery Health History
With the assistance of Rand Merchant Bank, Discovery Limited is created in 1992 as a small specialist risk insurance company. Discovery Health Medical Scheme (DHMS or the Scheme) is a non-profit medical scheme that runs on social solidarity principles, pooling member payments and managing them to support member healthcare fairly.
Discovery KeyCare Start
Benefits & Options – 2026 Updates
Discovery Keycare Start - Network Plan |
|
|---|---|
| Premium | |
| Income Band | R0 - R10500 |
| Main Member R1331 | |
| Adult Dependent R1331 | |
| Child R811 | |
| Income Band | R10551-R15950 |
| Main Member R1952 | |
| Adult Dependent R1982 | |
| Child R878 | |
| Income Band | R15951 - R24250 |
| Main Member R3063 | |
| Adult Dependent R3063 | |
| Child R919 | |
| Income Band | R24251+ |
| Main Member R3488 | |
| Adult Dependent R3488 | |
| Child R949 | |
| Benefits | 100% scheme rate in-hospital - Keycare Start hospitals to be used |
| Network hospitals, GP's and Specialists to be used | |
| Covers 27 chronic diseases: subject to formulary | |
| Chronic cover state hospital only: Dialysis state only. | |
| Exclusions on certain procedures apply | |
| Oncology ( State hospital) PMB | |
| MRI/CT scans: out of hospital paid up to the specialist benefit | |
| Personal Health Pathways & Personal HealthFund | |
KeyCare Start GP Network Plan Application
Should you need help applying for the KeyCare Start GP Network Plan, please make use of our Medical Aid Application Form Help Page, and one of our Discovery consultants will contact you about the KeyCare Options.
WHY USE OUR SERVICES?
Our medical aid consultants at Informed Healthcare Solutions are ready to assist you in getting the best possible benefits to premium value.
In conclusion, we invite you to give us a call on +27 21 712 8866 at any point in your decision-making process for further information about the KeyCare Start plan.
View Benefits On Discovery Website.
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KeyCare Start 2026 FAQS
What is KeyCare Start by Discovery Health?
KeyCare Start by Discovery Health is a low-cost, income-based plan designed for cost-conscious consumers. It covers private hospitalization at KeyCare Start network hospitals, visits to network GP’s, and two specialist consultations if referred by a network GP.
Does Discovery KeyCare Start cover private hospital admission?
Private hospitalization is covered at KeyCare Start network hospitals. The plan also covers certain procedures performed at network day surgeries.
Does KeyCare Start cover dental surgery?
You have full In-hospital Dental Coverage at your chosen KeyCare Start Network hospital for a planned hospital admission. If you use a hospital outside of the network, you will be responsible for these charges.
What are the KeyCare Start Maternity benefits?
You receive comprehensive maternity and early childhood benefits that cover specific healthcare treatments before and after birth. You have unlimited coverage for medically appropriate GP visits, blood tests, X-rays, or medication from a KeyCare Start network dispensary.