Momentum Health Comparisons – 7 Medical Aid Plans Compared

Momentum Health Comparisons – 2026 Medical Aid Plans

Momentum Health Comparisons: Momentum Health strives to offer you good value for money by combining flexibility with comprehensive cover, because it is important to match your family’s needs. The Scheme’s unique Health Platform benefit provides a variety of free annual screening tests, while its provider choice model can save you up to 30% on your contribution. Read more about Momentum.

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Compare Momentum’s latest 2026 plan updates in the tables below.

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Momentum Health PlansCompare 7 Medical Aid Plans – 2026 Updates

Momentum Custom: Associated Hospitals And State For Chronic

Premium Main Member
R2,585
Adult Dependent
R1,956
Child
R981
Benefits 100% scheme rate in-hospital
Associated hospitals to be used.
R2000 co-payment on all hospital admissions bar emergencies, maternity and motor accidents
Oncology R300 000 thereafter 20% co-payment
26 Chronic diseases: State only, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3850 co-payment per scan and pre-authorisation
Day to day paid from savings in the member's Health Saver

Momentum Custom: Associated Hospitals And Any For Chronic

Premium Main Member
R3,749
Adult Dependent
R2,958
Child
R1,322
Benefits 100% scheme rate in-hospital
Associated hospitals to be used.
R2000 co-payment on all hospital admissions bar emergencies, maternity and motor accidents
Oncology R300 000 thereafter 20% co-payment
26 Chronic diseases: Assoc for chronic, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3850 co-payment per scan and pre-authorisation
Day to day paid from savings in the member's Health Saver

Momentum Incentive: Associated Hospitals And State For Chronic

Premium Main Member
R3,362
Adult Dependent
R2,653
Child
R1,290
Savings Main Member
R4,032
Adult Dependent
R3,180
Child
R1,548
Benefits 200% scheme rate in-hospital
Co-paymentss apply for certain procedures.
Oncology R400 000 thereafter 20% co-payment
27 Chronic diseases: State only, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3500 co-payment per scan and pre-authorisation
Associated hospitals to be used.

Momentum Incentive: Associated Hospitals And Associated For Chronic

Premium Main Member
R4,731
Adult Dependent
R3,762
Child
R1,797
Savings Main Member
R4,032
Adult Dependent
R3,180
Child
R1,548
Benefits 200% scheme rate in-hospital
Co-paymentss apply for certain procedures.
Oncology R400 000 thereafter 20% co-payment
27 Chronic diseases, Assoc hospitals, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3500 co-payment per scan and pre-authorisation
Associated hospitals to be used.

Momentum Extender: Associated Hospitals And State For Chronic

Premium Main Member
R7,939
Adult Dependent
R6,021
Child
R2,335
Savings Main Member
R23,820
Adult Dependent
R18,060
Child
R7,008
Benefits 200% scheme rate in-hospital
Co-paymentss apply for certain procedures.
Oncology R500 000 thereafter 20% co-payment
26 Chronic diseases, State hospital, medication subject to formulary.
36 additional chronic conditions - limited to R13 700 per family
MRI/CT scans: No limit in and out of hospital, R3500 co-payment per scan and pre-authorisation
Associated hospitals to be used.

Momentum Incentive: Associated Hospitals And Any For Chronic

Premium Main Member
R10,088
Adult Dependent
R8,125
Child
R2,856
Savings Main Member
R30,264
Adult Dependent
R24,372
Child
R8,568
Benefits 200% scheme rate in-hospital
Co-paymentss apply for certain procedures.
Oncology R400 000 thereafter 20% co-payment
27 Chronic diseases, Any hospitals, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3500 co-payment per scan and pre-authorisation
Associated hospitals to be used.

Momentum Ingwe – Network Hospital Plan

Premium
Income Band R0 - R1550
Main Member R645
Adult Dependent R645
Chld R581
Income Band R1551 - R9400
Main Member R1252
Adult Dependent R1252
Chld R328
Income Band R9401 - R12500
Main Member R1635
Adult Dependent R1635
Chld R408
Income Band R12501 - R18000
Main Member R1763
Adult Dependent R1763
Chld R438
Income Band R18001 - R23500
Main Member R2870
Adult Dependent R2870
Chld R652
Income Band R23501+
Main Member R3302
Adult Dependent R3302
Chld R750
Benefits Ingwe hospitals to be used - 100% scheme rate
Oncology State
Renal Dialysis State
26 Chronic conditions - use Ingwe Primary Care Network
MRI and CT scans only as part of hospital admission.
Use of network GP.
1 out of network visit per person with R110 co-payment.
Must be authorised within 72 hours or 30% co-payment.
Specialist benefit max 2850 per family and to referred by GP.

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Our consultants at Informed Healthcare Solutions will assist you in analysing your healthcare needs and supply easy to understand Momentum Health Comparisons and quotes to ensure you get the best possible benefits to premium value. We are contracted to all major schemes, offering a range of products including Hospital plans, Comprehensive plans, Hospital plans with savings or limited day-to-day cover, Traditional Schemes and Medical Aid Gap Cover.

Finally, we invite you to contact us on +27 21 712 8866 at any point in your decision-making process for further information on the Momentum Health Comparisons.

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