Momentum Health Comparisons – 7 Medical Aid Plans Compared

Momentum Health Comparisons – 2026 Medical Aid Plans

Momentum Health Comparisons: Momentum Health strives to offer you good value for money by combining flexibility with comprehensive cover, because it is important to match your family’s needs. The Scheme’s unique Health Platform benefit provides a variety of free annual screening tests, while its provider choice model can save you up to 30% on your contribution. Read more about Momentum.

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Compare Momentum’s latest 2026 plan updates in the tables below.

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Momentum Health PlansCompare 7 Medical Aid Plans – 2026 Updates

Momentum Custom: Associated Hospitals And State For Chronic

Premium Main Member
R2,585
Adult Dependent
R1,956
Child
R981
Benefits 100% scheme rate in-hospital
Associated hospitals to be used.
R2000 co-payment on all hospital admissions bar emergencies, maternity and motor accidents
Oncology R300 000 thereafter 20% co-payment
26 Chronic diseases: State only, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3850 co-payment per scan and pre-authorisation
Day to day paid from savings in the member's Health Saver

Momentum Custom: Associated Hospitals And Any For Chronic

Premium Main Member
R3,749
Adult Dependent
R2,958
Child
R1,322
Benefits 100% scheme rate in-hospital
Associated hospitals to be used.
R2000 co-payment on all hospital admissions bar emergencies, maternity and motor accidents
Oncology R300 000 thereafter 20% co-payment
26 Chronic diseases: Assoc for chronic, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3850 co-payment per scan and pre-authorisation
Day to day paid from savings in the member's Health Saver

Momentum Incentive: Associated Hospitals And State For Chronic

Premium Main Member
R3,362
Adult Dependent
R2,653
Child
R1,290
Savings Main Member
R4,032
Adult Dependent
R3,180
Child
R1,548
Benefits 200% scheme rate in-hospital
Co-paymentss apply for certain procedures.
Oncology R400 000 thereafter 20% co-payment
27 Chronic diseases: State only, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3500 co-payment per scan and pre-authorisation
Associated hospitals to be used.

Momentum Incentive: Associated Hospitals And Associated For Chronic

Premium Main Member
R4,731
Adult Dependent
R3,762
Child
R1,797
Savings Main Member
R4,032
Adult Dependent
R3,180
Child
R1,548
Benefits 200% scheme rate in-hospital
Co-paymentss apply for certain procedures.
Oncology R400 000 thereafter 20% co-payment
27 Chronic diseases, Assoc hospitals, medication subject to formulary.
MRI/CT scans: No limit in and out of hospital, R3500 co-payment per scan and pre-authorisation
Associated hospitals to be used.
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EXTENDER OPTION: ASSOCIATED HOSPITALS AND STATE FOR CHRONIC

Contributions/Savings/Annual Threshold
Monthly Contributions Savings Annual Threshold Benefit
Main Member R7 215 R21 645 R33 400
Spouse/Adult dependent R5 472 R16 416 R29 000
Child (Max 3) R2 121 R6 363 R9 600
Benefits
200% scheme rate in-hospital.
Associated hospitals to be used.
Co-payments for certain procedures.
Oncology R500 000 thereafter 20% co-payment.
27 Chronic diseases: State only, medication subject to formulary. 36 additional: Limit R13 100 per family pa.
MRI/CT scans: No limit in and out of hospital, R2900 co-payment per scan and pre-authorisation.
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EXTENDER OPTION: ASSOCIATED HOSPITALS AND ANY FOR CHRONIC

Contributions/Savings/Annual Threshold
Monthly Contributions Savings Annual Threshold Benefit Monthly Contributions
Main Member R9 129 R27 387 R33 400
Spouse/Adult dependent R7 353 R22 059 R29 000 Monthly Contributions
Child (Max 3) R2 584 R7 752 R9 600 Monthly Contributions
Benefits
200% scheme rate in-hospital.
Associated hospitals to be used.
Co-payments for certain procedures.
Oncology R500 000 thereafter 20% co-payment.
27 Chronic diseases: medication subject to formulary. 36 additional: Limit R13 100 per family.
MRI/CT scans: No limit in and out of hospital, R2900 co-payment per scan and pre-authorisation.
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Momentum Ingwe – Network Hospital Plan

Premium
Income Band R0 - R1550
Main Member R645
Adult Dependent R645
Chld R581
Income Band R1551 - R9400
Main Member R1252
Adult Dependent R1252
Chld R328
Income Band R9401 - R12500
Main Member R1635
Adult Dependent R1635
Chld R408
Income Band R12501 - R18000
Main Member R1763
Adult Dependent R1763
Chld R438
Income Band R18001 - R23500
Main Member R2870
Adult Dependent R2870
Chld R652
Income Band R23501+
Main Member R3302
Adult Dependent R3302
Chld R750
Benefits Ingwe hospitals to be used - 100% scheme rate
Oncology State
Renal Dialysis State
26 Chronic conditions - use Ingwe Primary Care Network
MRI and CT scans only as part of hospital admission.
Use of network GP.
1 out of network visit per person with R110 co-payment.
Must be authorised within 72 hours or 30% co-payment.
Specialist benefit max 2850 per family and to referred by GP.

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Finally, we invite you to contact us on +27 21 712 8866 at any point in your decision-making process for further information on the Momentum Health Comparisons.

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