LIMITED DAY TO DAY COVER HOSPITAL PLAN – 2026 COMPARISONS
Limited Day To Day Cover: These hospital plans include Hospital Cover as well as a limited amount for day-to-day cover, e.g. consultations and medicines. This can be in the form of a medical savings account and / or a traditional benefit, which will give specific annual limits per provider type, i.e. doctors and dentistry.
This type of Limited Day-To-Day benefit does however not carry forward from year to year like savings does. Any unused benefit falls away at the end of each year.
View our latest 2026 plan updates below.
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9 Limited Day To Day Cover Plans Compared2026 Comparisons Made Easy!
Table Of ContentsLimited Day To Day Plans
Click/Tap on the links below to scroll to your table of interest.
Bonitas
Bonitas BonPrimary - Limited Day to Day |
|
|---|---|
| Premium | Main Member |
| R3,588 | |
| Adult Dependent | |
| R2,807 | |
| Child | |
| R1,141 | |
| Savings | Main Member |
| R5,540 | |
| Member + 1 | |
| R8,860 | |
| Member + 2 | |
| R11,080 | |
| Member + 3 | |
| R12,190 | |
| Benefits | 100% scheme rate in-hospital |
| Network hospitasl: Network specialists paid in full: Co-payments for certain procedures | |
| Oncology: Non PMB: R224 100 | |
| Cover for 27 chronic diseases: medication from DSP | |
| MRI/CT scans: Annual limit R15960 per family | |
| Network GP benefit subject to limitations per member per annum. | |
Bonitas
BonStandard - Limited Day-to-day Cover |
|
|---|---|
| Premium | Main Member |
| R5,929 | |
| Adult Dependent | |
| R5,139 | |
| Child | |
| R1,740 | |
| Savings | Main Member |
| R13,980 | |
| Member + 1 | |
| R20,980 | |
| Member + 2 | |
| R23,310 | |
| Member + 3 | |
| R25,640 | |
| Benefits | 100% scheme rate in-hospital |
| Any private hospital: Network specialists paid in full: Co-payments for certain procedures | |
| Oncology: Non PMB: R280 100 | |
| Cover for 27 chronic diseases: medication from DSP | |
| Additional disease annual limit: Single: R13 030 Family R26 150 | |
| MRI/CT scans: Annual limit R34 020 per family: R1860 co-payment per scan except for PMB | |
| Network GP benefit subject to limitations per member per annum. | |
Discovery
Discovery
Discovery Essential Smart - Network Plan |
|
|---|---|
| Premium | Main Member |
| R2,021 | |
| Adult Dependent | |
| R2,021 | |
| Child | |
| R2,021 | |
| Benefits | 100% scheme rate in-hospital - Smart hospitals |
| Specialists who have an arrangement with Discovery covered in full | |
| Smart hospitals to be used: R12 650 upfront payment for use of non DSP for planned procedures | |
| Dialysis: State only | |
| Oncology: R250 000 per member, therafter 20% co-payment | |
| Cover for 27 chronic diseases: medication from DSP | |
| MRI/CT scans: Unlimited if part of hospital procedure: No cover for back and neck | |
| GP visits: Unlimited with network provider and a R130 co-payment per visit | |
| Specialists for member's account: some limited dentistry and over the counter medication cover | |
| Personal Health Pathways & Personal HealthFund | |
Discovery
Discovery Active Smart - Network Plan |
|
|---|---|
| Premium | Main Member |
| R1,350 | |
| Adult Dependent | |
| R1,350 | |
| Child | |
| R1,350 | |
| Benefits | 100% scheme rate in-hospital - Networks through Ask Discovery on the app |
| Specialists who have an arrangement with Discovery covered in full | |
| Smart hospitals to be used: R15 300 upfront payment for use of non DSP for planned procedures | |
| R7750 upfront payment for admittance for elective non-emergency admissions | |
| Oncology: PMB only Dialysis State only. | |
| Cover for 27 chronic diseases: medication from DSP | |
| MRI/CT scans: Unlimited if part of hospital procedure: No cover for back and neck | |
| GP visits: Unlimited with network provider and a R125 co-payment per visit | |
| No specialist cover, no acute medication, over the counter limited to R555 per annum | |
| No day to day maternity benefit - subject to day to day benefits | |
| Personal Health Pathways & Personal HealthFund | |
Medihelp
Medihelp
Medshield
Medshield
Hospital Plan Updates
As additional Hospital Plan with Limited Day To Day Cover comparisons are made available, we will continue to update this page. Our effort to provide our clients with the most up-to-date information and advice on the medical aid industry in South Africa. If you are still deciding which plan type is best suited to your situation, why not take a look at the Medical Aid Plans page to see the full range of plans.
Hospital Plan Application
For more detailed information on any of the above Hospital Plan with Limited Day To Day Cover comparisons, simply contact us. If you need help applying, why not make use of our Medical Aid Application Form Help Page, and one of our consultants will contact you to assist.
Hospital Plan Quotes
Alternatively, if you would like us to confirm some finer details and pricing, just fill in our free Medical Aid Quote Request form, and we will get back to you promptly.
Call Us
Finally, we invite you to contact us on +27 21 712 8866 at any point in your decision-making process for further information on these Hospital Plan with Limited Day-To-Day Cover comparisons.